Middlesex County and Lowell City property record for 60 Florence St, Lowell, MA 01852
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,434 sqft · built 1930 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $713,000 (Dec 2023) |
| Tax Bill | $7,057 (2026) |
| Deeds & Mortgages | Sep 2021 Refinance May 2022 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C11800 |
| Primary APN | C11800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,434 sqft Living Area |
| Gross Area | 4,278 sqft |
| 1st Floor Area | 1,714 sqft |
| Basement Area | 1,140 sqft |
| Unfinished Basement | 1,140 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,920 sqft (0.09 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | C11800 |
|---|---|
| Street Address | 60 FLORENCE ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-2044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SSF |
| Legal Subdivision | BELVIDERE PARK |
| Legal Block | 2360 |
| Legal Lot Number | 60 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 312501 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 60 FLORENCE ST, LOWELL, MA 01852-2044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| May 9, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND |
| Aug 10, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Feb 7, 2023 | Deed of Trust, Mortgage · ARM BROOKLINE BANK |
| Dec 17, 2025 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Dec 22, 2023 | Quit Claim Deed, Transfer · FHA Mortgage REPUBLIC STATE MORTGAGE CO |
| Jan 8, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage SANTANDER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2023 · Amount on Record |
| Deed Sale | Dec 22, 2023 · Amount on Record |
| Prior Sale | Jan 8, 2021 · Amount on Record |
| Deed Book / Page | 38250 / 90 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 60 FLORENCE ST, LOWELL, MA 01852-2044 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 036284-275 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 36284/275 |
| Instrument | 55429 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 60 FLORENCE ST, LOWELL, MA 01852-2044 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0037044-71 |
|---|---|
| Date | May 9, 2022 |
| Book Page | 37044/71 |
| Instrument | 19722 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 60 FLORENCE ST, LOWELL, MA 01852-2044 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0037292-69 |
|---|---|
| Date | Aug 10, 2022 |
| Book Page | 37292/69 |
| Instrument | 33884 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 60 FLORENCE ST, LOWELL, MA 01852-2044 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 037665-183 |
|---|---|
| Date | Feb 7, 2023 |
| Book Page | 37665/183 |
| Instrument | 3382 |
| Name | BROOKLINE BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Mar 1, 2033 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 60 FLORENCE ST, LOWELL, MA 01852-2044 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039745-235 |
|---|---|
| Date | Dec 17, 2025 |
| Book Page | 39745/235 |
| Instrument | 40934 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Dec 22, 2023 |
| Property Address | 60 FLORENCE ST, LOWELL, MA 01852-2044 |
| Document Number | 0038250-90 |
| Book / Page | 38250 / 90 |
| Instrument Date | Dec 22, 2023 |
| Instrument | 37956 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 60 FLORENCE ST, LOWELL, MA 01852-2044 |
| Document Number | 0000037957 |
|---|---|
| Date | Dec 22, 2023 |
| Instrument | 37957 |
| Name | REPUBLIC STATE MORTGAGE CO |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Jan 8, 2021 |
| Property Address | 60 FLORENCE ST, LOWELL, MA 01852-2044 |
| Document Number | 035162-164 |
| Book / Page | 35162 / 164 |
| Instrument Date | Jan 6, 2021 |
| Instrument | 1144 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2110 ARCHSTONE AVE, TEWKSBURY, MA 01876-1866 |
| Document Number | 0000001145 |
|---|---|
| Date | Jan 8, 2021 |
| Instrument | 1145 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,057.00 (+6.39%) | $621,800 (+7.62%) Land $182,600 Building $439,200 | $681,598 (-8.18%) |
| 2025 | $6,633.00 (+2.47%) | $577,800 (+6.31%) Land $170,700 Building $407,100 | $742,330 (+11.96%) |
| 2024 | $6,473.00 (+5.87%) | $543,500 (+10.4%) Land $159,500 Building $384,000 | $663,005 |
| 2023 | $6,114.00 | $492,300 Land $138,700 Building $353,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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