60 Five Oaks Dr, Covington, GA 30014 Property Records

Newton County property record for 60 Five Oaks Dr, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,398 sqft · built 1998
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$163,000 (Oct 2019)
Tax Bill	$1,923 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0088A-00000-090-000`

Property Details

APN / Parcel Number

Primary APN	`0088A-00000-090-000`
Alternative APNs	`0088A 090` `30550`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,398 sqft Heated Area
1st Floor Area	1,398 sqft
Flooring	Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,867 sqft (1.03 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	140 sqft
Deck Area	178 sqft
Patio Area	178 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	30550
Old Parcel Number	0088A 090
Street Address	60 FIVE OAKS DR
City	COVINGTON
State	GA
Zip	30014-0404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 6 FIVE OAKS UN1 LL291
Legal Subdivision	FIVE OAKS & TWIN CHIMNEYS
Legal Lot Number	6
Legal Unit	1
Jurisdiction	NEWTON GA
Township / Civil Division	MANSFIELD
Census Block Group	2
Census Block	2022
Census Tract	100203

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	60 FIVE OAKS DR, COVINGTON, GA 30014-0404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED CMNTY BK
Nov 1, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2019 · Amount on Record
Deed Sale	Oct 22, 2019 · Amount on Record
Prior Sale	Sep 29, 2015 · Amount on Record
Deed Document Number	0003916257
Deed Book / Page	3916 / 257
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	60 FIVE OAKS DR, COVINGTON, GA 30014-0404
Document Number	0039160258
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	60 FIVE OAKS DR COVINGTON GA 300140404, COVINGTON, GA 30014-0404

Mortgage

Document Number	0039160258
Date	Nov 1, 2019
Book Page	003916/000258
Instrument	14292

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2049

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Nov 1, 2019
Property Address	60 FIVE OAKS DR, COVINGTON, GA 30014-0404
Document Number	0039160257
Book / Page	003916 / 000257
Instrument Date	Oct 22, 2019
Instrument	14291
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$163.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	60 FIVE OAKS DR COVINGTON GA 300140404, COVINGTON, GA 30014-0404

Mortgage

Document Number	39160258
Date	Nov 1, 2019
Book Page	003916/000258
Instrument	14292

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2049

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,923.00 (-30.4%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$119,120 (+7.82%) Land $12,000 Building $107,120	$297,800 (+7.82%) Land $30,000 Building $267,800
2023		$110,480 Land $9,000 Building $101,480	$276,200 Land $22,500 Building $253,700
2022	$2,763.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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