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60 Cygnet Dr, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 60 Cygnet Dr, Smithtown, NY 11787

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,302 sqft · built 1964
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on Record
Last Sale$495,000 (Oct 2016)
Tax Bill$14,353 (2024)
Deeds & MortgagesSep 2020 Mortgage
May 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN473489 100.-4-28

Property Details

APN / Parcel Number

Primary APN473489 100.-4-28
Alternative APNs
  • 0800-100.00-04.00-028.000
  • 348910000000040280000000
  • 47340024203

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,302 sqft Living Area
Gross Area2,855 sqft
1st Floor Area1,374 sqft
2nd Floor Area928 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleColonial
Exterior MaterialWood
Lot Area21,780 sqft (0.5 acres)
View / LotSuburban
Garage TypeAttached
Garage Area553 sqft
Parking Spaces2 Parking Spaces
Pool Area512 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address60 CYGNET DR
CitySMITHTOWN
StateNY
Zip11787-3304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description8-320101 TC-70 *3259 LOT 120 FORESTWOOD AT SMITHTOWN S
Legal SubdivisionFORESTWOOD
Legal Block4
Legal Lot Number28
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group3
Census Block3010
Census Tract134909

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address60 CYGNET DR, SMITHTOWN, NY 11787-3304
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2020Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
May 17, 2018Loan Modification, Mortgage · Conventional with PMI
EMBRACE HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 19, 2016 · Amount on Record
Deed SaleOct 19, 2016 · Amount on Record
Deed Book / Page12884 / 395
Prior Transfer DateSep 18, 1996
Prior Transfer Doc1179000413
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address60 CYGNET DR, SMITHTOWN, NY 11787-3304
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0231750253
DateSep 21, 2020
Book Page23175/253
InstrumentDL026637
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term337 Months
DueOct 1, 2048

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSUFFOLK NY
Property Address60 CYGNET DR, SMITHTOWN, NY 11787-3304
Document Number0230210995
Instrument DateMay 17, 2018
Transaction TypeMortgage
Record UpdatedMay 28, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address60 CYGNET DR SMITHTOWN NY 117873304, SMITHTOWN, NY 11787-3304

Mortgage

Document Number0230210995
DateApr 22, 2019
Book Page023021/000995
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
Address5016 PARKWAY PLAZA BLVD # 200, CHARLOTTE, NC 28217-1930
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 21, 2049
Interest
Rate4.5%

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictSmithtown Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,535 (-) Land $475 Building $5,060$691,875 (+10,775.12%) Land $59,375 Building $632,500
2024$14,353.00
2023$5,535 Land $475 Building $5,060$6,362 Land $546 Building $5,816

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims6 (2011–2024)
Most Recent ClaimAug 2024 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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