60 Co Rd 604, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 60 Co Rd 604, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,600 sqft · built 2014
Lot Size	1.39 acres (60,670 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Apr 2021)
Tax Bill	$2,614 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Apr 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-10-07-35-0-000-024.001`

Property Details

APN / Parcel Number

Primary APN	`13-10-07-35-0-000-024.001`
Alternative APNs	`ALT APN:1007350000024001` `211942`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	60,670 sqft (1.39 acres)

Exterior Amenities

Porch	Slab
Porch Area	224 sqft
Deck Area	1,296 sqft
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	211942
Street Address	60 COUNTY ROAD 604
City	CEDAR BLUFF
State	AL
Zip	35959-2060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NW COR LOT 7 WILD ACRES SD, PB 6/26;SE 230';SW 382.20'D 420'S TO CONTOUR;NW 210'S;NW 576'TO POB BEING PT LOT 7
Legal Range	10E
Legal Township	09S
Legal Section	35
Legal Subdivision	WILD ACRES
Legal Lot Number	7
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	2
Census Block	2080
Census Tract	955701

Owner

Source: Cherokee County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	60 COUNTY ROAD 604, CEDAR BLUFF, AL 35959-2060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage SECURE ONE CAPITAL CORP
Apr 12, 2021	Warranty Deed, Transfer
Apr 23, 2018	Survivorship Deed, Transfer · Stand-Alone Second Mortgage PEOPLES BANK OF ALA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2021 · Amount on Record
Deed Sale	Apr 12, 2021 · Amount on Record
Prior Sale	Apr 23, 2018 · Amount on Record
Deed Document Number	2021217581
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	60 COUNTY ROAD 604, CEDAR BLUFF, AL 35959-2060
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000229921
Date	Jul 17, 2023
Instrument	229921

Lender

Name	SECURE ONE CAPITAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Apr 12, 2021
Property Address	60 COUNTY ROAD 604, CEDAR BLUFF, AL 35959-2060
Document Number	0000217581
Map Reference	PB 6 PG 26
Instrument Date	Apr 7, 2021
Instrument	217581
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6235 EMERALD SPRINGS DR SE, ACWORTH, GA 30102-2769

April 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CHEROKEE AL
Recording Date	Apr 23, 2018
Property Address	60 COUNTY ROAD 604, CEDAR BLUFF, AL 35959-2060
Document Number	0000202255
Instrument Date	Apr 18, 2018
Instrument	202255
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6235 EMERALD SPRINGS DR SE, ACWORTH, GA 30102-2769

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MOUNT ALTO RD SW, ROME, GA 30165-4313

Mortgage

Document Number	0000202256
Date	Apr 23, 2018
Instrument	202256

Lender

Name	PEOPLES BANK OF ALA
Type	Non-Lending Institution
Address	CULLMAN, AL 35055

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Cedar Bluff Town
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,614.00 (+4.52%)	$27,060 (-44.28%) Land $22,400 Building $4,660	$278,100 (+4.51%) Land $112,000 Building $166,100
2024	$2,501.00	$48,560 (+82.42%) Land $20,000 Building $28,560	$266,100 (-) Land $100,000 Building $166,100
2023	$2,501.00	$26,620 (+7.95%)	$266,100 (-) Land $100,000 Building $166,100
2022	$2,501.00	$24,660 Land $20,000 Building $4,660	$266,100 Land $100,000 Building $166,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 65% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187
Water Source	Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: AT&T, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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