60 Chestnut Ridge Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 60 Chestnut Ridge Rd, Spruce Pine, NC 28777

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,566 sqft · built 1946
Lot Size1.45 acres (63,162 sqft)
Owner2 Individual Names on File
Last Sale$118,000 (Nov 2013)
Tax Bill$1,080 (2026)
Deeds & MortgagesJul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN0777-00-03-4028

Property Details

APN / Parcel Number

Primary APN0777-00-03-4028
Alternative APN
  • 555637646

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,566 sqft Living Area

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Construction TypeWood
Foundation TypeNo Foundation
Lot Area63,162 sqft (1.45 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number555637646
Street Address60 CHESTNUT RIDGE RD
CitySPRUCE PINE
StateNC
Zip28777-9177
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOFF 1225
Legal SubdivisionPROPERTY OF BELTON HOFFMAN
JurisdictionMITCHELL NC
Township / Civil DivisionGRASSY CREEK
Census Block Group2
Census Block2065
Census Tract950400

Owner

60 Chestnut Ridge Rd is owned by two individuals who bought it in November 2013.

Source: Mitchell County records, as of September 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1820 JUAREZ WAY S, SAINT PETERSBURG, FL 33712-4442
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 26, 2013 · Amount on File
Deed SaleNov 26, 2013 · Amount on File
Deed Book / Page543 / 336
Prior Transfer DateMar 12, 2009
Prior Transfer Doc486/649
Record UpdatedOct 29, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMITCHELL NC
Property Address60 CHESTNUT RIDGE RD, SPRUCE PINE, NC 28777-9177
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number604/297
DateJul 29, 2019
Book Page604/297
Instrument2019001353
Lender
NameCOLONIAL SAVINGS FA
TypeFunding / Finance Company
AddressFORT WORTH, TX 76102
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 60 Chestnut Ridge Rd was $1,080.

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMitchell County
Unified School DistrictMitchell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,080.00$168,800 (-) Land $26,500 Building $142,300
2025$1,080.00$168,800 Land $26,500 Building $142,300
2023$1,063.00$168,800 Land $26,500 Building $142,300$168,800 Land $26,500 Building $142,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 60 Chestnut Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 60 Chestnut Ridge Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 67% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Cable
400 / 24
Starlink
Satellite
280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Chestnut Ridge Rd

Nearby Streets

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