60 Cherry Laurel Dr, Fredericksburg, VA 22405 Property Records

Stafford County property record for 60 Cherry Laurel Dr, Fredericksburg, VA 22405

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,046 sqft · built 2003
Lot Size0.344 acres (15,002 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (Jul 2018)
Tax Bill$3,745 (2025)
Deeds & MortgagesMar 2026 Mortgage
Aug 2022 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN46G-9-218

Property Details

APN / Parcel Number

Primary APN46G-9-218
Alternative APNs
  • 046G 9 218
  • 40854

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area2,046 sqft Living Area
Gross Area3,443 sqft
Basement Area869 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,002 sqft (0.344 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area93 sqft
Deck Area192 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number40854
Street Address60 CHERRY LAUREL DR
CityFREDERICKSBURG
StateVA
Zip22405-1416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 218 SEC 9 15000 SQFT HICKORY RIDGE
Legal SubdivisionHICKORY RIDGE SEC 9
Legal Block1
Legal Lot Number218
JurisdictionSTAFFORD VA
Township / Civil DivisionFALMOUTH
Census Block Group1
Census Block1000
Census Tract10403

Owner

60 Cherry Laurel Dr is owned and occupied by an individual who bought it in July 2018.

Source: Stafford County records, as of May 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address60 CHERRY LAUREL DR, FREDERICKSBURG, VA 22405-1416
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2026Deed of Trust, Mortgage · Partial Claim Mortgage
OUTAMATION INC
Aug 2, 2022Deed of Trust, Mortgage · Line of Credit
SPRING EQ LLC
Dec 20, 2021Deed of Trust, Mortgage · FHA Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
Aug 22, 2019Deed of Trust, Mortgage · FHA Mortgage
STEARNS LNDG LLC
Jul 16, 2018Warranty Deed, Transfer · FHA Mortgage
GEORGE MASON MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2018 · Amount on File
Deed SaleJul 16, 2018 · Amount on File
Prior SaleSep 11, 2012 · Amount on File
Deed Document Number201811743
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address60 CHERRY LAUREL DR, FREDERICKSBURG, VA 22405-1416
Transaction TypeMortgage
Record UpdatedMay 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address60 CHERRY LAUREL DR, FREDERICKSBURG, VA 22405-1416

Mortgage

Document Number0260003632
DateMar 18, 2026
Instrument260003632
Lender
NameOUTAMATION INC
TypeNon-Lending Institution
AddressSOUTHLAKE, TX 76092
Agreement
TypePartial Claim Mortgage
AmountAmount on Record
Term282 Months
DueSep 1, 2049

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address60 CHERRY LAUREL DR, FREDERICKSBURG, VA 22405-1416
Transaction TypeMortgage
Record UpdatedAug 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220016065
DateAug 2, 2022
Instrument220016065
Lender
NameSPRING EQ LLC
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueJul 26, 2052
Interest
Rate TypeAdjustable Rate

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address60 CHERRY LAUREL DR, FREDERICKSBURG, VA 22405-1416
Transaction TypeMortgage
Record UpdatedJan 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210041449
DateDec 20, 2021
Instrument210041449
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term333 Months
DueSep 1, 2049
Interest
Rate TypeFixed Rate

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address60 CHERRY LAUREL DR, FREDERICKSBURG, VA 22405-1416
Document Number190015355
Instrument DateAug 22, 2019
Transaction TypeMortgage
Record UpdatedSep 24, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address60 CHERRY LAUREL DR FREDERICKSBURG VA 224051416, FREDERICKSBURG, VA 22405-1416

Mortgage

Document Number190015355
DateSep 4, 2019
Instrument15355
Lender
NameSTEARNS LNDG LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 3, 2049
Interest
Rate TypeFixed Rate

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTAFFORD VA
Recording DateJul 16, 2018
Property Address60 CHERRY LAUREL DR, FREDERICKSBURG, VA 22405-1416
Document Number180011743
Instrument DateJul 13, 2018
Instrument11743
Transaction TypeTransfer
Record UpdatedFeb 18, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address60 CHERRY LAUREL DR FREDERICKSBURG VA 224051416, FREDERICKSBURG, VA 22405-1416

Mortgage

Document Number180011744
DateJul 16, 2018
Instrument11744
Lender
NameGEORGE MASON MTG
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 60 Cherry Laurel Dr was $3,745, up 3.3% from the year before.

Source: Stafford County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyStafford County
Unified School DistrictStafford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,745.00 (+3.31%)$399,900 Land $95,000 Building $304,900$399,900 Land $95,000 Building $304,900
2024$3,625.00 (-2.58%)
2023$3,721.00$393,800 Land $90,000 Building $303,800$393,800 Land $90,000 Building $303,800
2021$2,763.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 60 Cherry Laurel Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2008–2010)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 60 Cherry Laurel Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTAFFORD COUNTY UTILITIES
serves 123,684 people · EPA ID VA6179100
Water SourceSurface water
Last State InspectionNov 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Cox Communications
Cable
2,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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