60 Central Ave, Key Largo, FL 33037 Property Records

Monroe County property record for 60 Central Ave, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,080 sqft · built 1988
Lot Size0.144 acres (6,275 sqft)
Owner2 Individual Names on Record
Last Sale$450,000 (Jun 2006)
Tax Bill$4,645 (2024)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone AE (high risk)
APN00517170-000000

Property Details

APN / Parcel Number

Primary APN00517170-000000
Alternative APNs
  • 14623800517170000000
  • 1636428

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,080 sqft Living Area
1st Floor Area824 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2003
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,275 sqft (0.144 acres)
Garage TypeCovered
Garage Area518 sqft
PorchFlorida Room
Porch Area674 sqft
Patio Area145 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1636428
Street Address60 CENTRAL AVE
CityKEY LARGO
StateFL
Zip33037-2013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal DescriptionBK 7 LT 1 BAY HAVEN SEC 3 PB2-41 KEY LARGO G23-89 OR872-122 OR1013-1478QC OR1060-1694 OR1219-2499 OR2197-1846/1870DEC OR2312-1281/83DEC OR2220-845 OR2237-592Q/C OR2401-2219C OR2407-977C
Legal Range38E
Legal Township62S
Legal Section14
Legal SubdivisionBAY HAVEN SEC 3
Legal Block7
Legal Lot Number1
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1034
Census Tract970600

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10500 SW 146TH CT, MIAMI, FL 33186-2982
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2006 · Amount on Record
Deed SaleJun 29, 2006 · Amount on Record
Prior SaleJul 1, 1992 · Amount on Record
Deed Document Number20061590074
Deed Book / Page2220 / 845
Last Transfer DateJan 21, 2009
Transfer Doc0024012219
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address60 CENTRAL AVE, KEY LARGO, FL 33037-2013
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address10500 SW 146TH CT, MIAMI, FL 33186-2982

Mortgage

Document Number0030652144
DateDec 29, 2020
Book Page3065/2144
Instrument2297039
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2036

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$529,216 (-10.4%) Land $265,056 Building $264,160$529,216 (-10.4%) Land $265,056 Building $264,160
2024$4,645.00 (+2.52%)
2023$4,531.00 (+13.13%)$590,635 (+26.05%) Land $441,760 Building $148,875$590,635 (+26.05%) Land $441,760 Building $148,875
2022$4,005.00$468,581 Land $317,515 Building $151,066$468,581 Land $317,515 Building $151,066

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 272 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies272 in force
Nearby Flood Claims100 (1981–2024)
Claims Outside the SFHA9 of 100
Most Recent ClaimMay 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 42 claims
  • Hurricane Wilma, Oct 2005 · 37 claims
  • Hurricane Andrew, Aug 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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