60 Cascade Ter, Schenectady, NY 12309 Property Records

Albany County and Colonie Town property record for 60 Cascade Ter, Schenectady, NY 12309

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,754 sqft · built 1974
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Dec 2009)
Tax Bill	$5,798 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012689 7.4-4-14`

Property Details

APN / Parcel Number

Primary APN	`012689 7.4-4-14`
Alternative APNs	`268900700400040140000000` `00700400040140000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,754 sqft Living Area
1st Floor Area	998 sqft
2nd Floor Area	756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	488 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00700400040140000000
Street Address	60 CASCADE TER
City	SCHENECTADY
State	NY
Zip	12309-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	LOT N-PROPOSED RD E-CASCADE T C-67-84
Legal Subdivision	BROOKHILL SECTION ONE
Legal Block	4
Legal Lot Number	14.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	2
Census Block	2001
Census Tract	13802

Owner

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	60 CASCADE TER, SCHENECTADY, NY 12309-1906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Line of Credit SUNMARK COMMUNITY BANK
Aug 27, 2020	Warranty Deed, Transfer · Conventional Mortgage SUNMARK FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 8, 2009 · Amount on Record
Deed Sale	Dec 8, 2009 · Amount on Record
Deed Document Number	200910548373
Deed Book / Page	2965 / 1003
Last Transfer Date	Jul 11, 2020
Transfer Doc	0000016544
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	60 CASCADE TER, SCHENECTADY, NY 12309-1906
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024853
Date	Oct 26, 2020
Instrument	R2020-24853

Lender

Name	SUNMARK COMMUNITY BANK
Type	Bank
Address	LATHAM, NY 12110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 25, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Aug 27, 2020
Property Address	60 CASCADE TER, SCHENECTADY, NY 12309-1906
Document Number	0000008800
Map Reference	MB 2965 PG 1003
Instrument Date	Jul 15, 2020
Instrument	R2020-18800
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 CASCADE TER, SCHENECTADY, NY 12309-1906

Mortgage

Document Number	0000018801
Date	Aug 27, 2020
Instrument	R2020-18801

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	Niskayuna Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,798.00 (-2.08%) Homeowner's exemption Additional exemption filed	$134,500 (-) Land $33,600 Building $100,900	$307,800 (+16.72%) Land $76,893 Building $230,907
2023		$134,500 (-) Land $33,600 Building $100,900	$263,700 (+9.3%) Land $65,876 Building $197,824
2022		$134,500 Land $33,600 Building $100,900	$241,256 Land $60,269 Building $180,987
2021	$5,921.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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