60 Bumpy Rd, Bernhards Bay, NY 13028 Property Records

Oswego County and Constantia Town property record for 60 Bumpy Rd, Bernhards Bay, NY 13028 · Last verified May 2026

Property Highlights

Property Type	Residential > Specialized > Seasonal, Cabin, Vacation
Bedrooms	2 Beds
Bathrooms	1 Baths
Architecture Style	Cottage
Year Built	Built 1927
Square Footage	768 sqft Living Area
Lot Size	6,750 sqft (0.155 acres)
Last Sale	$135,000 (2023)
Tax Bill	$2,652.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`352689 247.02-02-01`
Alternative APN	`268924700200020010000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	768 sqft Living Area
1st Floor	768 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Cottage Style
Exterior Material	Wood Exterior
Lot Area	6,750 sqft (0.155 acres)
Depth X Width	150 ft x 45 ft Depth x Width
Porch Area	128 sqft Porch
Boat Access	Boat Access

Utilities and HVAC

Heating System	HVAC Heating
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Street Address	60 BUMPY RD
City	BERNHARDS BAY
State	NY
Zip	13028-3153
Property Usage	Residential Property Usage
Type	Residential > Specialized > Seasonal, Cabin, Vacation
Legal Subdivision	ROOSEVELT TRACT
Legal Block	2
Legal Lot Number	1.000
Jurisdiction	OSWEGO NY
Minor Civil Division	CONSTANTIA
Census Blockgroup	2
Census Block	2004
Census Tract	20600

Owner

Source: Oswego County and Constantia Town records · APN 352689 247.02-02-01

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	412 E LOCUST ST, ROME, NY 13440-3802
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Mar 02, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP
Jan 14, 2021	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 02, 2023 · Amount on Record
Deed Sale	Mar 02, 2023 · Amount on Record
Deed Doc Number	2023R-2023-001899
Prior Transfer Date	Nov 23, 2020
Prior Transfer Doc	0000000500
Record Refreshed	Jun 08, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Mar 02, 2023
Property Address	60 BUMPY RD, BERNHARDS BAY, NY 13028-3153
Document Number	0000001899
Instrument Date	Jan 13, 2023
Instrument	R-2023-001899
Transaction Type	Transfer
Record Updated	Feb 26, 2024
Title Company	VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 ROBERTA DR, LIVERPOOL, NY 13090-3132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 E LOCUST ST, ROME, NY 13440-3801

Mortgage

Document Number	0000001900
Date	Mar 02, 2023
Instrument	R-2023-001900

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	12005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Mar 01, 2033
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	52-Week T-Bill (1-Year)
Max Rate	13.7%

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSWEGO NY
Recording Date	Jan 14, 2021
Property Address	60 BUMPY RD, BERNHARDS BAY, NY 13028-3153
Document Number	0000000500
Instrument Date	Sep 16, 2020
Instrument	500
Transaction Type	Transfer
Record Updated	Mar 09, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	DILAJ DR COLUMBIA CT 06237, COLUMBIA, CT 06237

Tax Assessment & Valuation

Source: Oswego County and Constantia Town records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Constantia Town
Unified School District	Central Square Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,652.00	$67,800 (-) Land $17,400 Building $50,400	$123,273 (+18.18%) Land $31,636 Building $91,637
2023		$67,800 Land $17,400 Building $50,400	$104,308 Land $26,769 Building $77,539

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Bumpy Rd

Nearby Streets

All Bernhards Bay, NY Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures