60 Beams Dr, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 60 Beams Dr, Spruce Pine, NC 28777

Property Summary

Property Type	Single Family Home
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,270 (2026)
Deeds & Mortgages	Nov 2020 Line of Credit Oct 2020 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1800-01-36-4126`

Property Details

APN / Parcel Number

Primary APN	`1800-01-36-4126`
Alternative APN	`009900951`

Exterior

Lot Area	26,136 sqft (0.6 acres)

Location & Zoning

Account Number	009900951
Street Address	60 BEAMS DR
City	SPRUCE PINE
State	NC
Zip	28777-9254
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	2
Census Block	2006
Census Tract	950300

Owner

Source: Mitchell County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	60 BEAMS DR, SPRUCE PINE, NC 28777-9254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Oct 23, 2020	Warranty Deed, Transfer · Line of Credit UNITED COMMUNITY BANK
Sep 9, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	60 BEAMS DR, SPRUCE PINE, NC 28777
Transaction Type	Mortgage
Record Updated	Sep 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 PHILLIPS RD, SPRUCE PINE, NC 28777-6004

Mortgage

Document Number	000620/175
Date	Nov 5, 2020
Book Page	620/175
Instrument	2020002071

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BAKERSVILLE, NC 28705

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Oct 22, 2030

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Oct 23, 2020
Property Address	60 BEAMS DR, SPRUCE PINE, NC 28777
Document Number	000619/689
Book / Page	619 / 689
Instrument Date	Oct 22, 2020
Instrument	2020001967
Transaction Type	Transfer
Record Updated	Sep 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	224 PHILLIPS RD, 224, SPRUCE PINE, NC 28777-6005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 PHILLIPS RD, SPRUCE PINE, NC 28777-6004

Mortgage

Document Number	2020001968
Date	Oct 23, 2020
Instrument	2020001968

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 22, 2030

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Sep 9, 2019
Property Address	60 BEAMS DR, SPRUCE PINE, NC 28777
Document Number	000605/493
Book / Page	605 / 493
Instrument Date	Sep 6, 2019
Instrument	2019001611
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	224 PHILLIPS RD, SPRUCE PINE, NC 28777-6005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 PHILLIPS RD, SPRUCE PINE, NC 28777-6005

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,270.00	$198,500 (-) Land $18,700 Building $179,800
2025	$1,270.00 (+1.6%)	$198,500 (-) Land $18,700 Building $179,800
2023	$1,250.00	$198,500 Land $18,700 Building $179,800	$198,500 Land $18,700 Building $179,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Zito Media Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Beams Dr

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