60 3rd Ave, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 60 3rd Ave, Lowell, MA 01854

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,134 sqft · built 1870
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$259,900 (Apr 2017)
Tax Bill	$4,558 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M12220`

Property Details

APN / Parcel Number

Primary APN	`M12220`
Alternative APNs	`LOWE M:97 B:5670 L:60` `M:000097 T:M12220`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,134 sqft Living Area
Gross Area	2,189 sqft
1st Floor Area	750 sqft
Basement Area	750 sqft
Unfinished Basement	750 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	M12220
Street Address	60 3RD AVE
City	LOWELL
State	MA
Zip	01854-2636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TTF
Legal Block	5670
Legal Lot Number	60
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2011
Census Tract	310500

Owner

Source: Middlesex County and Lowell City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	60 3RD AVE, LOWELL, MA 01854-2636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Line of Credit PENTUCKET BANK
Mar 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Sep 12, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Dec 11, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Apr 28, 2017	Quit Claim Deed, Transfer · FHA Mortgage RESIDENTIAL MTG SVC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2017 · Amount on Record
Deed Sale	Apr 28, 2017 · Amount on Record
Prior Sale	Jul 11, 2013 · Amount on Record
Deed Document Number	2017291561
Transfer Doc	194-377
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Recording Date	May 29, 2026
Property Address	60 3RD AVE, LOWELL, MA 01854-2636
Document Number	0000329971
Instrument Date	May 18, 2026
Instrument	2026329971
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 3RD AVE, LOWELL, MA 01854-2636

Mortgage

Document Number	0000329971,
Date	May 29, 2026
Instrument	2026329971

Lender

Name	PENTUCKET BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	60 3RD AVE, LOWELL, MA 01854-2636
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000315437
Date	Mar 15, 2022
Instrument	315437

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	60 3RD AVE, LOWELL, MA 01854-2636
Document Number	0000307157
Instrument Date	Sep 12, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 3RD AVE LOWELL MA 018542636, LOWELL, MA 01854-2636

Mortgage

Document Number	0000307157
Date	Sep 28, 2020
Instrument	307157

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	60 3RD AVE, LOWELL, MA 01854-2636
Document Number	0000303465
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 3RD AVE LOWELL MA 018542636, LOWELL, MA 01854-2636

Mortgage

Document Number	0000303465
Date	Dec 23, 2019
Instrument	303465

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2049

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Apr 28, 2017
Property Address	60 3RD AVE, LOWELL, MA 01854-2636
Document Number	0000291561
Instrument Date	Apr 27, 2017
Instrument	291561
Transaction Type	Transfer
Record Updated	May 16, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,185.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 3RD AVE LOWELL MA 018542636, LOWELL, MA 01854-2636

Mortgage

Document Number	291562
Date	Apr 28, 2017
Instrument	291562

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2047

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,558.00 (+5.31%)	$397,000 (+9.25%) Land $154,800 Building $242,200	$399,095 (+4.24%)
2024	$4,328.00 (+8.12%)	$363,400 (+12.75%) Land $135,100 Building $228,300	$382,850
2023	$4,003.00	$322,300 Land $112,200 Building $210,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 834 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75

May also be available: AT&T, T-Mobile.

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