6 Youngman Ave, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 6 Youngman Ave, Oneonta, NY 13820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,554 sqft · built 1910
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,500 (Dec 1995)
Tax Bill	$4,284 (2026)
Deeds & Mortgages	Jan 2024 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`361200 288.19-3-26`

Property Details

APN / Parcel Number

Primary APN	`361200 288.19-3-26`
Alternative APNs	`120028801900030260000000` `3911 3712`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,554 sqft Living Area
1st Floor Area	824 sqft
2nd Floor Area	520 sqft
Upper Floors Area	210 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1975
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	144 ft deep x 56 ft wide
Garage Type	Detached
Garage Area	322 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	370 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3911 3712
Street Address	6 YOUNGMAN AVE
City	ONEONTA
State	NY
Zip	13820-2020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	120
Legal Block	3
Legal Lot Number	26.000
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	1
Census Block	1000
Census Tract	590900

Owner

Source: Otsego County and Oneonta City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 YOUNGMAN AVE, ONEONTA, NY 13820-2020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Deed of Trust, Mortgage · Line of Credit WAYNE BANK
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage WAYNE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 1995 · Amount on Record
Deed Sale	Dec 19, 1995 · Amount on Record
Deed Book / Page	784 / 588
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	6 YOUNGMAN AVE, ONEONTA, NY 13820-2020
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000043
Date	Jan 10, 2024
Instrument	2024-143

Lender

Name	WAYNE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	6 YOUNGMAN AVE, ONEONTA, NY 13820-2020
Document Number	0000000395
Instrument Date	Jan 14, 2021
Transaction Type	Mortgage
Record Updated	Feb 1, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6 YOUNGMAN AVE ONEONTA NY 138202020, ONEONTA, NY 13820-2020

Mortgage

Document Number	0000000395
Date	Jan 21, 2021
Instrument	395

Lender

Name	WAYNE BK
Type	Bank
Address	HONESDALE, PA 18431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 20, 2031

Tax Assessment & Valuation

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
Municipality	Oneonta City
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,284.00 (+16.63%) Homeowner's exemption
2025	$3,673.00	$110,000 (-) Land $16,800 Building $93,200	$154,930 (+14.09%) Land $23,662 Building $131,268
2023		$110,000 Land $16,800 Building $93,200	$135,802 Land $20,741 Building $115,061

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2006–2011)
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEONTA CITY serves 15,954 people · EPA ID NY3800154
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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