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6 Woods Trail Ct, Saint Charles, MO 63303 Property Records

St. Charles County property record for 6 Woods Trail Ct, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,820 sqft · built 1982
Lot Size0.9 acres (39,204 sqft)
Owner2 Individual Names on Record
Last Sale$385,000 (Jul 2017)
Tax Bill$5,575 (2025)
Deeds & MortgagesAug 2019 Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN432219A000

Property Details

APN / Parcel Number

Primary APN432219A000
Alternative APN
  • 3-0118-5229-00-0048.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,820 sqft Living Area
Gross Area4,735 sqft
1st Floor Area1,620 sqft
Basement Area1,600 sqft
Finished Basement560 sqft
Unfinished Basement1,040 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleBi-Level
Exterior MaterialBrick
Roof TypeGable
Roof MaterialWood Shingle
Lot Area39,204 sqft (0.9 acres)
Garage TypeAttached
Garage Area875 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area614 sqft
Patio Area358 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number432219A000
Street Address6 WOODS TRAIL CT
CitySAINT CHARLES
StateMO
Zip63303-6236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAD9
Legal DescriptionTRAILS OF RIVERWOOD #9 LOT 48
Legal SubdivisionTRAILS OF RIVERWOOD #9
Legal Lot Number48
JurisdictionST CHARLES MO
Township / Civil DivisionFRONTIER
Census Block Group3
Census Block3001
Census Tract311145

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address6 WOODS TRAIL CT, SAINT CHARLES, MO 63303-6236
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2019Deed of Trust, Mortgage
BANK OF AMERICA
Jul 18, 2017Warranty Deed, Transfer
BANK OF EDWARDSVILLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 18, 2017 · Amount on Record
Deed SaleJul 18, 2017 · Amount on Record
Prior SaleAug 31, 2000 · Amount on Record
Deed Document Number2017441520
Deed Book / Page6776 / 1113
Prior Transfer DateOct 27, 2014
Prior Transfer Doc0062750642
Record UpdatedJun 8, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address6 WOODS TRAIL CT, SAINT CHARLES, MO 63303-6236
Document Number0071291257
Instrument DateAug 19, 2019
Transaction TypeMortgage
Record UpdatedSep 17, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6 WOODS TRAIL CT ST CHARLES MO 633036236, ST CHARLES, MO 63303-6236

Mortgage

Document Number0071291257
DateAug 26, 2019
Book Page007129/001257
Instrument451630
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term180 Months
DueAug 25, 2034

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJul 18, 2017
Property Address6 WOODS TRAIL CT, SAINT CHARLES, MO 63303-6236
Document Number0067761113
Book / Page006776 / 001113
Instrument DateJul 17, 2017
Instrument441520
Transaction TypeTransfer
Record UpdatedAug 30, 2017
Title CompanyTOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6 WOODS TRAIL CT ST CHARLES MO 633036236, ST CHARLES, MO 63303-6236

Mortgage

Document Number67761115
DateJul 18, 2017
Book Page006776/001115
Instrument441530
Lender
NameBANK OF EDWARDSVILLE
TypeBank
AddressEDWARDSVILLE, IL 62025
Agreement
AmountAmount Recorded
Term360 Months
DueJul 17, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,575.00 (+8.36%)$93,054 (+11.69%)$489,760 (+11.7%) Land $100,000 Building $389,760
2024$5,145.00
2023$83,311
2022$438,478 Land $100,000 Building $338,478

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims46 (1978–2024)
Claims Outside the SFHA28 of 46
Most Recent ClaimJul 2024 · rainfall accumulation
Claims by Event
  • Flooding, Jun 2011 · 2 claims
  • Severe Storms, Tornadoes, Flooding, Apr 1994 · 2 claims
  • Severe Storms & Flooding, Aug 1993 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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