6 Windsor Ct, Saint Charles, MO 63301 Property Records

St. Charles County property record for 6 Windsor Ct, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,838 sqft · built 1965
Lot Size	0.115 acres (5,031 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Oct 2020)
Tax Bill	$4,330 (2025)
Deeds & Mortgages	May 2019 Mortgage Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`052040A000`

Property Details

APN / Parcel Number

Primary APN	`052040A000`
Alternative APN	`6-006A-4041-00-0055.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,838 sqft Living Area
Gross Area	3,815 sqft
1st Floor Area	1,356 sqft
Basement Area	988 sqft
Finished Basement	494 sqft
Unfinished Basement	494 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Bi-Level
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,031 sqft (0.115 acres)
Lot Dimensions	117 ft deep x 43 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	378 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	052040A000
Street Address	6 WINDSOR CT
City	SAINT CHARLES
State	MO
Zip	63301-0746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	ELMWOOD MANOR #8 LOT 55
Legal Subdivision	ELMWOOD MANOR #8
Legal Lot Number	55
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	1
Census Block	1008
Census Tract	310301

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 WINDSOR CT, SAINT CHARLES, MO 63301-0746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Oct 21, 2020	Warranty Deed, Transfer IBERIABANK
Dec 7, 2018	Intrafamily Transfer, Transfer · FHA Mortgage GUILD MORTGAGE CO
May 30, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2020 · Amount on Record
Deed Sale	Oct 21, 2020 · Amount on Record
Prior Sale	Oct 21, 2020 · Amount on Record
Deed Document Number	202080202
Prior Transfer Date	Dec 3, 2018
Prior Transfer Doc	0070120275
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	6 WINDSOR CT, SAINT CHARLES, MO 63301-0746
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070751858
Date	May 17, 2019
Book Page	7075/1858
Instrument	20190517000236890

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 21, 2020
Property Address	6 WINDSOR CT, SAINT CHARLES, MO 63301-0746
Document Number	0000080202
Instrument Date	Oct 15, 2020
Instrument	80202
Transaction Type	Transfer
Record Updated	Feb 12, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6 WINDSOR CT ST CHARLES MO 633010746, ST CHARLES, MO 63301-0746

Mortgage

Document Number	80203
Date	Oct 21, 2020
Instrument	80203

Lender

Name	IBERIABANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2050

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Dec 7, 2018
Property Address	6 WINDSOR CT, SAINT CHARLES, MO 63301-0746
Document Number	0070120275
Book / Page	7012 / 0275
Map Reference	MB 9 PG 46
Instrument Date	Dec 3, 2018
Instrument	20181207000686750
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 WINDSOR CT, SAINT CHARLES, MO 63301-0746

Mortgage

Document Number	20181207000686760
Date	Dec 7, 2018
Instrument	20181207000686760

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	May 30, 2017
Property Address	6 WINDSOR CT, SAINT CHARLES, MO 63301-0746
Document Number	0067510206
Book / Page	6751 / 0206
Map Reference	MB 9 PG 46
Instrument Date	May 22, 2017
Instrument	20170530000330180
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 WINDSOR CT, SAINT CHARLES, MO 63301-0746

Mortgage

Document Number	20170530000330190
Date	May 30, 2017
Instrument	20170530000330190

Lender

Name	CORNERSTONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,242 (-)	$364,432 (-) Land $50,000 Building $314,432
2025	$4,330.00 (+1.95%)	$69,242 (+4.42%)	$364,432 (+4.42%) Land $50,000 Building $314,432
2024	$4,247.00
2023		$66,312
2022			$349,009 Land $50,000 Building $299,009

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1979–1983)
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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