6 Willow Loop, Sturgis, KY 42459 Property Records

Union County property record for 6 Willow Loop, Sturgis, KY 42459

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,414 sqft
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on Record
Last Sale	$2,000 (Nov 2023)
Tax Bill	$755 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Nov 2023 Sale
Flood Zone	Zone X (reduced by levee)
APN	`40-15A-03`

Property Details

APN / Parcel Number

Primary APN	`40-15A-03`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,414 sqft Living Area
Family Room	Family Room

Exterior

Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	29,621 sqft (0.68 acres)
Driveway	Concrete Driveway
Parking Spaces	1 Parking Space
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	6 WILLOW LOOP
City	STURGIS
State	KY
Zip	42459-1797
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6 WILLOW LOOP
Legal Subdivision	ROLLING ACRES
Jurisdiction	UNION KY
Township / Civil Division	STURGIS
Census Block Group	5
Census Block	5031
Census Tract	950300

Owner

Source: Union County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6 WILLOW LOOP, STURGIS, KY 42459-1797
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
Nov 20, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2023 · Amount on Record
Deed Sale	Nov 20, 2023 · Amount on Record
Deed Document Number	2023363032
Deed Book / Page	401 / 604
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION KY
Recording Date	Apr 16, 2026
Property Address	6 WILLOW LOOP, STURGIS, KY 42459-1797
Document Number	0000399529
Book / Page	499 / 403
Instrument Date	Apr 9, 2026
Instrument	2026399529
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 WILLOW LOOP, STURGIS, KY 42459-1797

Mortgage

Document Number	0000399529,
Date	Apr 16, 2026
Book Page	499/403
Instrument	2026399529

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 9, 2036

Interest

Rate	6.11%
Max Rate	-1%

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION KY
Recording Date	Nov 20, 2023
Property Address	6 WILLOW LOOP, STURGIS, KY 42459-1797
Document Number	00D401/604
Book / Page	D401 / 604
Instrument Date	Nov 10, 2023
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 WILLOW LOOP, STURGIS, KY 42459-1797

Tax Assessment & Valuation

Source: Union County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Union County
Municipality	Sturgis City
Unified School District	Union County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$755.00 (+57.62%) Homeowner's exemption	$97,780 (+5.39%) Land $10,000 Building $87,780	$97,780 (+5.39%) Land $10,000 Building $87,780
2023	$479.00 Homeowner's exemption	$92,780 Land $5,000 Building $87,780	$92,780 Land $5,000 Building $87,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1999–2013)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Oct 2013 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS WATER WORKS serves 3,490 people · EPA ID KY1130422
Water Source	Purchased surface water from UNION COUNTY WATER DISTRICT
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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