6 Whitney St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 6 Whitney St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,652 sqft · built 1900
Lot Size	0.099 acres (4,321 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Dec 2016)
Tax Bill	$5,714 (2026)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:005-E B:0008 L:0010`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:005-E B:0008 L:0010`
Alternative APNs	`M:005=E B:0008 L:0010` `9698031`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,652 sqft Living Area
Gross Area	2,953 sqft
1st Floor Area	812 sqft
Basement Area	713 sqft
Unfinished Basement	713 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,321 sqft (0.099 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	9698031
Street Address	6 WHITNEY ST
City	SAUGUS
State	MA
Zip	01906-4328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Subdivision	BATEMAN ESTATES
Legal Block	8
Legal Lot Number	10
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2016
Census Tract	208101

Owner

6 Whitney St is owned and occupied by two individuals who bought it in December 2016.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6 WHITNEY ST, SAUGUS, MA 01906-4328
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2016 · Amount on File
Deed Sale	Dec 16, 2016 · Amount on File
Prior Sale	Sep 8, 2000 · Amount on File
Deed Document Number	2016191
Deed Book / Page	35536 / 152
Transfer Doc	035536-152
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Recording Date	May 13, 2026
Property Address	6 WHITNEY ST, SAUGUS, MA 01906-4328
Document Number	043381-509
Book / Page	43381 / 509
Instrument Date	Apr 15, 2026
Instrument	2026260
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 WHITNEY ST, SAUGUS, MA 01906-4328

Mortgage

Document Number	0000000260,
Date	May 13, 2026
Book Page	43381/509
Instrument	2026260

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 6 Whitney St was $5,714, up 3.3% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,714.00 (+3.27%)	$548,400 (+5.85%) Land $324,600 Building $223,800	$613,549 (+3.04%)
2025	$5,533.00 (+4.26%)	$518,100 (+3.97%) Land $295,100 Building $223,000	$595,460
2024	$5,307.00 (+2.27%)	$498,300 (+8.14%) Land $278,300 Building $220,000
2023	$5,189.00	$460,800 Land $244,500 Building $216,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Whitney St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6 Whitney St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Netafy.

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