6 West St, Oxford, MA 01540 Property Records

Worcester County and Oxford Town property record for 6 West St, Oxford, MA 01540

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,578 sqft · built 1902
Lot Size	0.449 acres (19,570 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Nov 2018)
Tax Bill	$4,949 (2026)
Deeds & Mortgages	May 2023 Line of Credit Oct 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OXFO M:34A B:A14`

Property Details

APN / Parcel Number

Primary APN	`OXFO M:34A B:A14`
Alternative APN	`34AA14`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,578 sqft Living Area
Gross Area	3,400 sqft
1st Floor Area	789 sqft
Attic	Attic
Attic Area	789 sqft
Basement Area	789 sqft
Unfinished Basement	789 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,570 sqft (0.449 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	34AA14
Street Address	6 WEST ST
City	OXFORD
State	MA
Zip	01540-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	A14
Jurisdiction	OXFORD MA
Township / Civil Division	OXFORD
Census Block Group	1
Census Block	1035
Census Tract	753200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Oxford Main Street Historic District listed 2011 · 223 contributing resources · NRIS 11000586

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

6 West St is owned and occupied by an individual who bought it in November 2018.

Source: Worcester County and Oxford Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	6 WEST ST, OXFORD, MA 01540-1618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Deed of Trust, Mortgage · Line of Credit WEBSTER FIVE CENTS SAVINGS BANK
Oct 15, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER FIVE CENTS SAVINGS BANK
Nov 19, 2018	Quit Claim Deed, Transfer WEBSTER FIVECENT SVGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2018 · Amount on File
Deed Sale	Nov 19, 2018 · Amount on File
Prior Sale	Dec 15, 2014 · Amount on File
Deed Book / Page	59712 / 31
Transfer Doc	0059712-31
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD MA
Property Address	6 WEST ST, OXFORD, MA 01540-1618
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069082-47
Date	May 1, 2023
Book Page	69082/47
Instrument	33149

Lender

Name	WEBSTER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD MA
Property Address	6 WEST ST, OXFORD, MA 01540-1618
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61230-360
Date	Oct 15, 2019
Book Page	61230/360
Instrument	108259

Lender

Name	WEBSTER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OXFORD MA
Recording Date	Nov 19, 2018
Property Address	6 WEST ST, OXFORD, MA 01540-1618
Document Number	59712-31
Book / Page	59712 / 31
Instrument	123119
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.44
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	597120034
Date	Nov 19, 2018
Instrument	59712/0034

Lender

Name	WEBSTER FIVECENT SVGS

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 6 West St was $4,949, up 10,% from the year before.

Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,949.00 (+10,%)	$404,700 (+4.04%) Land $79,500 Building $325,200	$404,459 (+9.53%)
2025	$49.00 (-98.98%)	$389,000 (+9.06%) Land $91,500 Building $297,500	$369,265
2024	$4,808.00 (-0.17%)	$356,700 (+1.02%) Land $84,800 Building $271,900
2023	$4,816.00	$353,100 Land $75,800 Building $277,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 West St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 West St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION WATER COMPANY OXFORD private · serves 7,384 people · EPA ID MA2226000
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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