Suffolk County and Islip Town property record for 6 W Spruce St, Islip, NY 11751
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Dec 2003) |
| Tax Bill | $10,198 (2024) |
| Deeds & Mortgages | May 2021 Refinance May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 472889 320.-1-48 |
| Primary APN | 472889 320.-1-48 |
|---|---|
| Alternative APNs |
|
| Lot Area | 4,792 sqft (0.11 acres) |
|---|---|
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Account Number | 566690 |
|---|---|
| Street Address | 6 W SPRUCE ST |
| City | ISLIP |
| State | NY |
| Zip | 11751-2714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | X2219274Y187874 T044H00000000 |
| Legal Block | 0001 |
| Legal Lot Number | 100 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 147401 |
6 W Spruce St is owned and occupied by an individual who bought it in December 2003.
Source: Suffolk County and Islip Town records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6 W SPRUCE ST, ISLIP, NY 11751-2714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ACADEMY MORTGAGE CORP |
| May 23, 2019 | Deed of Trust, Mortgage · Balloon Mortgage BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2003 · Amount on File |
| Deed Sale | Dec 30, 2003 · Amount on File |
| Prior Sale | Dec 13, 1995 · Amount on File |
| Deed Book / Page | 12292 / 590 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 6 W SPRUCE ST, ISLIP, NY 11751-2714 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0232690797 |
|---|---|
| Date | May 4, 2021 |
| Book Page | 23269/797 |
| Instrument | DM007926 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 6 W SPRUCE ST, ISLIP, NY 11751-2714 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0230290924 |
|---|---|
| Date | May 23, 2019 |
| Book Page | 23029/924 |
| Instrument | DK006041 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jun 1, 2048 |
Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | Islip Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $34,000 Land $5,500 Building $28,500 | $478,873 (-) Land $77,465 Building $401,408 | |
| 2024 | $10,198.00 | $478,873 (+2.54%) Land $77,465 Building $401,408 | |
| 2023 | $34,000 Land $5,500 Building $28,500 | $467,033 Land $75,549 Building $391,484 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6 W Spruce St in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 25 (1979–2023) |
| Claims Outside the SFHA | 18 of 25 |
| Most Recent Claim | Jul 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6 W Spruce St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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