6 W Cayuga St, Moravia, NY 13118 Property Records

Cayuga County and Moravia Town property record for 6 W Cayuga St, Moravia, NY 13118

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 3,664 sqft · built 1900
Lot Size	0.305 acres (13,310 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (May 2021)
Tax Bill	$8,109 (2026)
Deeds & Mortgages	Sep 2019 Refinance Jul 2021 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`054201 210.09-1-62`

Property Details

APN / Parcel Number

Primary APN	`054201 210.09-1-62`
Alternative APNs	`420121000900010620000000` `39042020`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,664 sqft Total Area
1st Floor Area	1,980 sqft
2nd Floor Area	1,684 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1975
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	13,310 sqft (0.305 acres)
Lot Dimensions	158 ft deep x 84.2 ft wide
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	698 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	39042020
Street Address	6 W CAYUGA ST
City	MORAVIA
State	NY
Zip	13118-3432
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	02 - SINGL
Legal Description	S.M. 94-91, 2001-59
Legal Block	1
Legal Lot Number	62.000
Jurisdiction	CAYUGA NY
Township / Civil Division	MORAVIA
Census Block Group	1
Census Block	1022
Census Tract	40800

Owner

Source: Cayuga County and Moravia Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 W CAYUGA ST, MORAVIA, NY 13118-3432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA
Jul 12, 2021	Warranty Deed, Transfer
May 25, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2021 · Amount on Record
Deed Sale	May 25, 2021 · Amount on Record
Prior Sale	Jul 13, 2018 · Amount on Record
Deed Document Number	2021204507
Deed Book / Page	4047 / 231
Last Transfer Date	Jul 6, 2021
Transfer Doc	004070/111
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	6 W CAYUGA ST, MORAVIA, NY 13118-3432
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003775/222
Date	Sep 24, 2019
Book Page	3775/222
Instrument	2019-190309

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAYUGA NY
Recording Date	Jul 12, 2021
Property Address	6 W CAYUGA ST, MORAVIA, NY 13118-3432
Document Number	004070/111
Book / Page	4070 / 111
Instrument Date	Jul 6, 2021
Instrument	2021-205730
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6 W CAYUGA ST, MORAVIA, NY 13118-3432

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAYUGA NY
Recording Date	May 25, 2021
Property Address	6 W CAYUGA ST, MORAVIA, NY 13118-3432
Document Number	004047/231
Book / Page	4047 / 231
Instrument Date	May 25, 2021
Instrument	2021-204507
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 LIBERTY DR, MORAVIA, NY 13118-3513

Mortgage

Document Number	2021204508
Date	May 25, 2021
Instrument	2021-204508

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cayuga County and Moravia Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Moravia Town
Municipality	Moravia Village
Unified School District	Moravia Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,109.00 (+4.62%)
2025	$7,751.00 (+3.68%)	$277,300 (-) Land $25,800 Building $251,500	$304,725 (+9.89%) Land $28,352 Building $276,373
2024	$7,476.00 (+28.41%)
2023		$277,300 Land $25,800 Building $251,500	$277,300 Land $25,800 Building $251,500
2020	$5,822.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 65 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	65 in force
Nearby Flood Claims	11 (1996–2026)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Flooding, Jul 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORAVIA VILLAGE serves 1,950 people · EPA ID NY0501720
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Spectrum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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