6 Valley Dr, Union, MO 63084 Property Records

Franklin County property record for 6 Valley Dr, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 1976
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,399 (2025)
Deeds & Mortgages	May 2023 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-8-27.0-3-007-150.000`

Property Details

APN / Parcel Number

Primary APN	`17-8-27.0-3-007-150.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Other
Construction Type	Frame
Lot Area	17,424 sqft (0.4 acres)

Location & Zoning

Street Address	6 VALLEY DR
City	UNION
State	MO
Zip	63084-1731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:6&PT8 VALLEY ESTATES
Legal Range	01W
Legal Township	43
Legal Section	27
Legal Quarter	SW
Legal Subdivision	VALLEY ESTATES
Legal Block	7
Legal Lot Number	6
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2030
Census Tract	800604

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 VALLEY DR, UNION, MO 63084-1731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Feb 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jun 19, 2019	Warranty Deed, Transfer UNITED BK/UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2019
Deed Sale	Jun 19, 2019
Prior Sale	Mar 20, 2008
Deed Document Number	1907562
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	6 VALLEY DR, UNION, MO 63084-1731
Transaction Type	Mortgage
Record Updated	Jun 14, 2023
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002305894
Date	May 23, 2023
Instrument	2305894

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2038

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	6 VALLEY DR, UNION, MO 63084-1731
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	TITLE PARTNERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002202454
Date	Feb 15, 2022
Instrument	2202454

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jun 19, 2019
Property Address	6 VALLEY DR, UNION, MO 63084-1731
Document Number	0000007562
Instrument Date	Jun 13, 2019
Instrument	7562
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	HANSEN FRANKLIN COMPANY LAND TITLE, HANSEN FRANKLIN CO LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6 VALLEY DR UNION MO 630841731, UNION, MO 63084-1731

Mortgage

Document Number	7563
Date	Jun 19, 2019
Instrument	7563

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2049

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,399.00 (+11.74%)	$40,248 (+12.68%)	$211,830 (+12.68%) Land $36,330 Building $175,500
2023	$2,147.00 (-1.15%)	$35,720	$188,000 Land $36,330 Building $151,670
2022	$2,172.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION PWS serves 12,348 people · EPA ID MO6010801
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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