6 Upton Ave, North Reading, MA 01864 Property Records

Middlesex County and North Reading Town property record for 6 Upton Ave, North Reading, MA 01864

Property Summary

Property TypeSingle Family Home
Details6 bd · 3.5 ba · 3,852 sqft · built 1960
Lot Size0.95 acres (41,382 sqft)
OwnerIndividual Name on Record
Last Sale$889,900 (Sep 2020)
Tax Bill$14,869 (2025)
Deeds & MortgagesFeb 2022 Refinance
Sep 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNM:40-P:035

Property Details

APN / Parcel Number

Primary APNM:40-P:035
Alternative APN
  • NREA M:040.0 B:0000 L:0035.0

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,852 sqft Living Area
1st Floor Area1,429 sqft
Basement Area1,429 sqft
Unfinished Basement335 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area41,382 sqft (0.95 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address6 UPTON AVE
CityNORTH READING
StateMA
Zip01864-2706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number35.0
JurisdictionNORTH READING MA
Township / Civil DivisionNORTH READING
Census Block Group1
Census Block1019
Census Tract330201

Owner

Source: Middlesex County and North Reading Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6 UPTON AVE, NORTH READING, MA 01864-2706
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
BANK OF AMERICA NA
Sep 28, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
GUARANTEED RATE INC
Mar 9, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2020 · Amount on Record
Deed SaleSep 28, 2020 · Amount on Record
Deed Document Number2020172965
Deed Book / Page75740 / 72
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH READING MA
Property Address6 UPTON AVE, NORTH READING, MA 01864-2706
Transaction TypeMortgage
Record UpdatedFeb 18, 2022
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number079646-288
DateFeb 4, 2022
Book Page79646/288
Instrument19926
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNORTH READING MA
Recording DateSep 28, 2020
Property Address6 UPTON AVE, NORTH READING, MA 01864-2706
Document Number75740-72
Book / Page75740 / 72
Instrument DateSep 22, 2020
Instrument172965
Transaction TypeTransfer
Record UpdatedJun 8, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 UPTON AVE, NORTH READING, MA 01864-2706

Mortgage

Document Number172966
DateSep 28, 2020
Instrument172966
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH READING MA
Property Address6 UPTON AVE, NORTH READING, MA 01864-2706
Document Number74626-247
Instrument DateMar 9, 2020
Transaction TypeMortgage
Record UpdatedMay 26, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address6 UPTON AVE NORTH READING MA 018642706, NORTH READING, MA 01864-2706

Mortgage

Document Number74626-247
DateMay 7, 2020
Book Page074626/000247
Instrument68800
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 6, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNorth Reading Town
Unified School DistrictNorth Reading School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$14,869.00 (+2.79%)$1,138,500 (+3.96%) Land $403,700 Building $734,800
2024$14,466.00 (+5.87%)$1,095,100 (+12.12%) Land $380,800 Building $714,300
2023$13,664.00$976,700 Land $349,600 Building $627,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH READING WATER DEPT.
serves 16,379 people · EPA ID MA3213000
Water SourcePurchased surface water from ANDOVER WATER DEPT
Last State InspectionDec 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureColiform assessment
Aug 2019
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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