6 Third St, Gardiner, NY 12525 Property Records

Ulster County and Marlborough Town property record for 6 Third St, Gardiner, NY 12525

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,344 sqft · built 1965
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Feb 2005)
Tax Bill	$9,916 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`513600 103.1-4-38`

Property Details

APN / Parcel Number

Primary APN	`513600 103.1-4-38`
Alternative APN	`121262.000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,344 sqft Living Area
1st Floor Area	2,344 sqft
Game Room	Game Room

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Slab
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	121262.000
Street Address	6 THIRD ST
City	GARDINER
State	NY
Zip	12525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	YOUNG HEIGHTS
Legal Block	4
Legal Lot Number	38.000
Jurisdiction	ULSTER NY
Township / Civil Division	MARLBOROUGH
Census Block Group	1
Census Block	1008
Census Tract	953800

Owner

Source: Ulster County and Marlborough Town records, as of April 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 54, MILTON, NY 12547-0054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK
Feb 23, 2017	Deed of Trust, Mortgage CITIZENS BANK
Feb 7, 2017	Loan Modification, Consolidation and Extension, Mortgage CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2005 · Amount on Record
Deed Sale	Feb 24, 2005 · Amount on Record
Prior Sale	Apr 23, 1998 · Amount on Record
Deed Document Number	20054957
Deed Book / Page	4036 / 37
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	6 THIRD ST, GARDINER, NY 12525-5228
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008907
Date	May 5, 2021
Book Page	12422/300
Instrument	2021-8907

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	6 THIRD ST, MARLBORO, NY 12542
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	17000002851
Date	Feb 23, 2017
Book Page	0000011250/0000000001
Instrument	170-00002851

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	239 Months
Due	Jan 1, 2037

February 2017: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	ULSTER NY
Property Address	6 THIRD ST, MARLBORO, NY 12542
Document Number	0000002852
Instrument Date	Feb 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	QUICKSILVA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 3RD ST MILTON NY 12547, MILTON, NY 12547

Mortgage

Document Number	0000002852
Date	Feb 23, 2017
Book Page	006129/000091
Instrument	2852

Lender

Name	CITIZENS BK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Feb 22, 2037

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Ulster County and Marlborough Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Marlborough Town
Unified School District	Marlboro Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,916.00 (+195.82%)	$235,200 (-) Land $62,500 Building $172,700	$415,842 (+6.97%) Land $110,502 Building $305,340
2023		$235,200 (-) Land $62,500 Building $172,700	$388,760 (+20.66%) Land $103,306 Building $285,454
2022		$235,200 Land $62,500 Building $172,700	$322,192 Land $85,616 Building $236,576
2021	$3,352.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (2007–2021)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Nearby Properties on Third St

Nearby Streets

All Gardiner, NY Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures