Essex County and Gloucester City property record for 6 Terrace Ln, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,420 sqft · built 1920 |
| Lot Size | 0.086 acres (3,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Jul 1985) |
| Tax Bill | $7,965 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0130 B:0057 L:0000 |
| Primary APN | GLOU M:0130 B:0057 L:0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,420 sqft Living Area |
| Gross Area | 2,790 sqft |
| 1st Floor Area | 986 sqft |
| Basement Area | 986 sqft |
| Unfinished Basement | 986 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,750 sqft (0.086 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 6 TERRACE LN |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-4117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Block | 57 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 221300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Rocky Neck Historic District (Additional Documentation) listed 2017 · 217 contributing resources · NRIS 100001502 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
6 Terrace Ln is owned and occupied by two individuals who bought it in July 1985.
Source: Essex County and Gloucester City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6 TERRACE LN, GLOUCESTER, MA 01930-4117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 1985 · Amount on File |
| Deed Sale | Jul 1, 1985 · Amount on File |
| Deed Book / Page | 7816 / 232 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 6 Terrace Ln was $7,965, up 3.6% from the year before.
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,965.00 (+3.6%) | $855,500 (+8.17%) Land $493,500 Building $362,000 | $858,107 |
| 2025 | $7,688.00 (+2.74%) | $790,900 (+2.83%) Land $457,000 Building $333,900 | |
| 2024 | $7,483.00 (+6.64%) | $769,100 (+16.07%) Land $435,200 Building $333,900 | $1,736,315 |
| 2023 | $7,017.00 | $662,600 Land $371,300 Building $291,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6 Terrace Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 75 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 123 units insured incl. 48 condo units |
| Nearby Flood Claims | 94 (1978–2024) |
| Claims Outside the SFHA | 15 of 94 |
| Most Recent Claim | Feb 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 6 Terrace Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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