6 Teal Cir, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 6 Teal Cir, Ocean Pines, MD 21811 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,439 sqft · built 1998
Lot Size	0.221 acres (9,634 sqft)
Owner	2 Trust Names on File
Last Sale	$425,000 (Oct 2020)
Tax Bill	$3,860 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`03-046508`

Property Details

APN / Parcel Number

Primary APN	`03-046508`
Alternative APN	`046508`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,439 sqft Total Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,634 sqft (0.221 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	164 sqft
Deck Area	122 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	046508
Street Address	6 TEAL CIR
City	BERLIN
State	MD
Zip	21811-1542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT C-04-111 9634 SQ FT TEAL CIRCLE PL OCEAN PINES SEC 4
Legal Subdivision	OCEAN PINES SEC 04
Legal Lot Number	111
Jurisdiction	WORCESTER MD
Township / Civil Division	6, NORTHERN
Census Block Group	1
Census Block	1003
Census Tract	950600

Owner

Source: Worcester County records · APN 03-046508

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	5006 FREDERICKS BEQUEST CT, BOWIE, MD 20720-5622
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 16, 2020 · Amount on Record
Deed Sale	Oct 16, 2020 · Amount on Record
Prior Sale	May 05, 2011 · Amount on Record
Deed Book / Page	7802 / 184
Last Transfer Date	May 08, 2025
Record Updated	Sep 20, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Oct 16, 2020
Property Address	6 TEAL CIR, OCEAN PINES, MD 21811-1542
Document Number	0078020184
Book / Page	7802 / 184
Map Reference	MB FWH11 FO 54
Instrument Date	Oct 08, 2020
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	RESORT LAND T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5006 FREDERICKS BEQUEST CT, BOWIE, MD 20720-5622

Mortgage

Document Number	0007802188
Date	Oct 16, 2020
Instrument	7802/188

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$456,067 (+24.02%)	$493,900 (+29.84%) Land $181,100 Building $312,800
2025	$3,860.00 (+9.69%)
2023	$3,519.00	$367,733	$380,400 Land $163,600 Building $216,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240479506001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 351 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	388 units insured (37 under condo master policies) 176 of 351 individual policies on primary residences
Nearby Flood Claims	78 (1978–2021)
Claims Outside the SFHA	13 of 78
Most Recent Claim	Oct 2021, rainfall accumulation
Flood Events	Hurricane Sandy (Oct 2012), 7 claims Hurricane Isabel (Sep 2003), 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.