Fluvanna County property record for 6 Swan Ct, Palmyra, VA 22963 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,814 sqft · built 1978 |
| Lot Size | 0.612 acres (26,659 sqft) |
| Owner | Individual Name on File |
| Last Sale | $434,000 (Aug 2020) |
| Tax Bill | $4,922 (2025) |
| Deeds & Mortgages | Aug 2020 Sale Mar 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A 3 412 |
| Primary APN | 18A 3 412 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,814 sqft Living Area |
| Gross Area | 4,203 sqft |
| 1st Floor Area | 1,538 sqft |
| Basement Area | 1,638 sqft |
| Finished Basement | 1,638 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 26,659 sqft (0.612 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront |
| Garage Type | Carport |
| Garage Area | 195 sqft |
| Carport | Carport |
| Carport Area | 195 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 380 sqft |
| Patio Area | 176 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3720 |
|---|---|
| Street Address | 6 SWAN CT |
| City | PALMYRA |
| State | VA |
| Zip | 22963-2124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INST 230001958 MONTPELIER-3 LOT 412 26,677 SF |
| Legal Subdivision | LAKE MONTICELLO |
| Legal Block | 41 |
| Legal Lot Number | 412 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | RIVANNA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20103 |
Source: Fluvanna County records · APN 18A 3 412
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6 SWAN CT, PALMYRA, VA 22963-2124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 07, 2020 | Bargain and Sale Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Mar 04, 2019 | Deed of Trust, Mortgage · Commercial Mortgage UNION BANK & TRUST |
| Dec 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 07, 2020 · Amount on Record |
| Deed Sale | Aug 07, 2020 · Amount on Record |
| Deed Document Number | 20202926 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Aug 07, 2020 |
| Property Address | 6 SWAN CT, PALMYRA, VA 22963-2124 |
| Document Number | 200002926 |
| Map Reference | DB 86 PG 393 |
| Instrument Date | Jul 09, 2020 |
| Instrument | 200002926 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $434.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 SWAN CT, PALMYRA, VA 22963-2124 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 6 SWAN CT, PALMYRA, VA 22963-2124 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2019 |
| Name | Verified Name |
|---|
| Document Number | 1900602 |
|---|---|
| Date | Mar 04, 2019 |
| Instrument | 1900602 |
| Name | UNION BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 6 SWAN CT, PALMYRA, VA 22963-2124 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 1704027 |
|---|---|
| Date | Dec 15, 2017 |
| Instrument | 1704027 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $651,960 (-) Land $160,000 Building $491,960 | $651,960 (-) Land $160,000 Building $491,960 | |
| 2025 | $4,922.00 (+23.76%) | $651,960 (+38.33%) Land $160,000 Building $491,960 | $651,960 (+38.33%) Land $160,000 Building $491,960 |
| 2023 | $471,300 Land $160,000 Building $311,300 | $471,300 Land $160,000 Building $311,300 | |
| 2022 | $3,977.00 |
Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510650201031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 256 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Central Virginia Electric Cooperative | Fiber | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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