Clay County property record for 6 Sunset Dr, Flora, IL 62839 · Last verified July 2026
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 1.5 ba · 1,576 sqft · built 1968 |
| Lot Size | 0.314 acres (13,695 sqft) |
| Owner | Individual Name on File |
| Last Sale | $121,500 (Jun 2016) |
| Tax Bill | $3,532 (2024) |
| Deeds & Mortgages | Nov 2023 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-24-309-018 |
| Primary APN | 10-24-309-018 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,576 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Shingle |
| Lot Area | 13,695 sqft (0.314 acres) |
| Garage Area | 320 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 420 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 126 sqft |
| Patio Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 6 SUNSET DR |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-2322 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | MCCAWLEY SUB DIV LOT 6 |
| Legal Subdivision | MCCAWLEY SUB DIV |
| Legal Lot Number | 6 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 972100 |
Source: Clay County records · APN 10-24-309-018
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6 SUNSET DR, FLORA, IL 62839-2322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Date | Document |
|---|---|
| Nov 20, 2023 | Intrafamily Transfer, Transfer · Line of Credit FLORA BANK & TRUST |
| May 18, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE |
| Oct 16, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 13, 2016 · Amount on Record |
| Deed Sale | Jun 13, 2016 · Amount on Record |
| Deed Document Number | 2016189095 |
| Last Transfer Date | Sep 15, 2023 |
| Transfer Doc | 0000208402 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Nov 20, 2023 |
| Property Address | 6 SUNSET DR, FLORA, IL 62839-2322 |
| Document Number | 0000208402 |
| Map Reference | REC D PG 181 |
| Instrument Date | Sep 15, 2023 |
| Instrument | 208402 |
| Transaction Type | Transfer |
| Record Updated | Dec 06, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 SUNSET DR, FLORA, IL 62839-2322 |
| Document Number | 0000208403 |
|---|---|
| Date | Nov 20, 2023 |
| Instrument | 208403 |
| Name | FLORA BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Jan 06, 2029 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 6 SUNSET DR, FLORA, IL 62839-2322 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201894 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 201894 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 01, 2046 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 6 SUNSET DR, FLORA, IL 62839-2322 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACQUIRED TITLE |
| Name | Verified Name |
|---|
| Document Number | 200177 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 200177 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Aug 01, 2046 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $55,074 (+32.13%) Land $4,091 Building $50,983 | $165,222 (+32.13%) Land $12,273 Building $152,949 | |
| 2024 | $3,532.00 (+3.94%) | ||
| 2022 | $3,398.00 (+9.65%) Homeowner's exemption | $41,683 Land $3,052 Building $38,631 | $125,049 Land $9,156 Building $115,893 |
| 2021 | $3,099.00 |
Source: FEMA National Flood Hazard Layer, Clay County (17025C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170259721003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 3 of 3 on primary residences |
| Nearby Flood Claims | 2 (2015) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2015, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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