York County and Wells Town property record for 6 Summit Ter, Wells, ME 04090
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,671 sqft · built 2004 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $13,058 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WLLS M:137 L:9 |
| Primary APN | WLLS M:137 L:9 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,671 sqft Living Area |
| Gross Area | 8,092 sqft |
| 1st Floor Area | 1,648 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 6 SUMMIT TER |
|---|---|
| City | WELLS |
| State | ME |
| Zip | 04090-4422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Lot Number | 9 |
| Jurisdiction | WELLS ME |
| Township / Civil Division | WELLS |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 34003 |
Source: York County and Wells Town records · APN WLLS M:137 L:9
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6 SUMMIT TER, WELLS, ME 04090-4422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 04, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE CO |
| Aug 21, 2020 | Deed of Trust, Mortgage ROSS MTG CO INC |
| Dec 26, 2019 | Deed of Trust, Mortgage ROSS MTG CO INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS ME |
| Property Address | 6 SUMMIT TER, WELLS, ME 04090-4422 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0198370415 |
|---|---|
| Date | Feb 04, 2026 |
| Book Page | 19837/415 |
| Instrument | 2026003829 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS ME |
| Property Address | 6 SUMMIT TER, WELLS, ME 04090-4422 |
| Document Number | 0183500850 |
| Instrument Date | Aug 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 07, 2020 |
| Title Company | NEW ENGLAND TITLE AND ESCROW COR, NEW ENGLAND TITLE & ESCROW COR |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6 SUMMIT TER WELLS ME 040904422, WELLS, ME 04090-4422 |
| Document Number | 0183500850 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 018350/000850 |
| Instrument | 40340 |
| Name | ROSS MTG CO INC |
|---|---|
| Address | WESTBOROUGH, MA 01581 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 20, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS ME |
| Property Address | 6 SUMMIT TER, WELLS, ME 04090-4422 |
| Document Number | 0181330409 |
| Instrument Date | Dec 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6 SUMMIT TER WELLS ME 040904422, WELLS, ME 04090-4422 |
| Document Number | 0181330409 |
|---|---|
| Date | Dec 26, 2019 |
| Book Page | 018133/000409 |
| Instrument | 55817 |
| Name | ROSS MTG CO INC |
|---|---|
| Address | WESTBOROUGH, MA 01581 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 25, 2049 |
Source: York County and Wells Town records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| County Subdivision | Wells Town |
| Unified School District | Wells-Ogunquit Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,058.00 (+4.82%) | $2,021,300 (-1.35%) Land $1,097,360 Building $923,940 | |
| 2024 | $12,458.00 (+2.27%) | $2,049,040 (+0.25%) Land $1,207,030 Building $842,010 | |
| 2023 | $12,182.00 (+23.04%) | $2,043,990 (+115.94%) Land $1,207,030 Building $836,960 | $1,664,780 |
| 2022 | $9,901.00 | $946,540 Land $497,640 Building $448,900 |
Source: FEMA National Flood Hazard Layer as of April 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 106 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 112 units insured incl. 6 condo units |
| Nearby Flood Claims | 18 (2006–2025) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Feb 2025 · tidal / storm surge |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 197 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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