6 Suffolk Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 6 Suffolk Dr, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,486 sqft · built 2000
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$470,000 (Aug 2025)
Tax Bill$4,846 (2025)
Deeds & MortgagesAug 2023 Construction Loan
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNA985000105

Property Details

APN / Parcel Number

Primary APNA985000105
Alternative APN
  • 5-116D-7739-00-0352.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,486 sqft Living Area
Gross Area4,510 sqft
1st Floor Area1,462 sqft
Basement Area1,024 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Garage Area1,000 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area112 sqft
Patio Area210 sqft

Location & Zoning

Account NumberA985000105
Street Address6 SUFFOLK DR
CitySAINT CHARLES
StateMO
Zip63301-3248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionSTABLE RIDGE MANOR #3 LOT 352
Legal SubdivisionSTABLE RIDGE MANOR #3
Legal Lot Number352
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1002
Census Tract310202

Owner

6 Suffolk Dr is owned and occupied by two individuals who bought it in August 2025.

Source: St. Charles County records, as of September 11, 2026

Owner of Record2 Individual Names on File
Mailing Address6 SUFFOLK DR, SAINT CHARLES, MO 63301-3248
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2023Deed of Trust, Mortgage · Construction Mortgage
BANK OF OLD MONROE
Aug 27, 2020Deed of Trust, Mortgage
FIRST CMNTY CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2025 · Amount on File
Deed SaleAug 7, 2025 · Amount on File
Prior SaleAug 7, 2025 · Amount on File
Deed Document Number202534140
Prior Transfer DateJul 31, 2025
Prior Transfer Doc0000034139
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address6 SUFFOLK DR, SAINT CHARLES, MO 63301-3248
Transaction TypeMortgage
Record UpdatedAug 28, 2023
Title CompanyTITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 SUFFOLK DR, SAINT CHARLES, MO 63301-3248

Mortgage

Document Number0000032543
DateAug 14, 2023
Instrument2023R-032543
Lender
NameBANK OF OLD MONROE
TypeBank
AddressTROY, MO 63379
Agreement
TypeConstruction Mortgage
AmountAmount on Record

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address6 SUFFOLK DR, SAINT CHARLES, MO 63301-3248
Document Number0000064280
Instrument DateAug 27, 2020
Transaction TypeMortgage
Record UpdatedOct 12, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address6 SUFFOLK DR ST CHARLES MO 633013248, ST CHARLES, MO 63301-3248

Mortgage

Document Number0000064280
DateSep 2, 2020
Instrument64280
Lender
NameFIRST CMNTY CU
AddressCHESTERFIELD, MO 63005
Agreement
AmountAmount on Record
Term360 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 6 Suffolk Dr was $4,846, down 0.2% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$74,309 (-)$391,098 (-) Land $75,000 Building $316,098
2025$4,846.00 (-0.16%)$74,309$391,098 Land $75,000 Building $316,098
2024$4,854.00
2023$72,407
2022$381,090 Land $60,000 Building $321,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6 Suffolk Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims37 (1979–2022)
Claims Outside the SFHA2 of 37
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 2 claims
  • Severe Storms & Flooding, Aug 1993 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6 Suffolk Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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