Essex County and Andover Town property record for 6 Suffolk Cir, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,035 sqft · built 1997 |
| Lot Size | 0.667 acres (29,041 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $429,900 (Oct 1997) |
| Tax Bill | $14,971 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Sep 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00128 B:00054 L:00000 |
| Primary APN | ANDO M:00128 B:00054 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,035 sqft Living Area |
| Gross Area | 5,258 sqft |
| Basement Area | 1,866 sqft |
| Unfinished Basement | 1,866 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 29,041 sqft (0.667 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 6 SUFFOLK CIR |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-1252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRC |
| Legal Subdivision | SOMERSET VILLAGE |
| Legal Block | 54 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 254402 |
Source: Essex County and Andover Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6 SUFFOLK CIR, ANDOVER, MA 01810-1252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 10, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Sep 10, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Dec 23, 2016 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 1997 · Amount on Record |
| Deed Sale | Oct 21, 1997 · Amount on Record |
| Deed Book / Page | 4871 / 104 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 6 SUFFOLK CIR, ANDOVER, MA 01810-1252 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 017304-195 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 17304/195 |
| Instrument | 489 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Feb 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 6 SUFFOLK CIR, ANDOVER, MA 01810-1252 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16485-38 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 16485/38 |
| Instrument | 23968 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 6 SUFFOLK CIR, ANDOVER, MA 01810-1252 |
| Document Number | 14955-119 |
| Book / Page | 014955 / 000119 |
| Instrument Date | Dec 23, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2017 |
| Name | Verified Name |
|---|
| Document Number | 14955-119 |
|---|---|
| Date | Jan 13, 2017 |
| Book Page | 014955/000119 |
| Instrument | 1184 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,971.00 (+3.83%) | $1,198,600 (+7.07%) Land $509,700 Building $688,900 | $964,820 |
| 2024 | $14,419.00 (+6.69%) | $1,119,500 (+13.15%) Land $478,300 Building $641,200 | |
| 2023 | $13,515.00 | $989,400 Land $408,900 Building $580,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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