Henderson County property record for 6 Stepping Stone Ln, Flat Rock, NC 28731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,028 sqft · built 2002 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Jun 2025) |
| Tax Bill | $2,171 (2025) |
| Deeds & Mortgages | Apr 2019 Line of Credit Jan 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 9577657356 |
| Primary APN | 9577657356 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,028 sqft Heated Area |
| 1st Floor Area | 2,028 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 240 sqft |
| Patio Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9964952 |
|---|---|
| Street Address | 6 STEPPING STONE LN |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-6723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9964952~R- |
| Legal Description | HIGHLAND LAKE LO8-10 BL5 PL1999-3163 |
| Legal Subdivision | HIGHLAND LAKE |
| Legal Block | 65 |
| Legal Lot Number | 7356 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | HENDERSONVILLE |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 931402 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Flat Rock Historic District (Boundary Increase, Decrease and Additional Documentation) listed 2015 · 27 contributing resources · NRIS 14001176 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
6 Stepping Stone Ln is owned and occupied by two individuals who bought it in June 2025.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6 STEPPING STONE LN, FLAT ROCK, NC 28731-6723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK |
| Jan 31, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2025 · Amount on File |
| Deed Sale | Jun 10, 2025 · Amount on File |
| Deed Document Number | 20251032204 |
| Deed Book / Page | 4300 / 634 |
| Prior Transfer Date | Jan 16, 2018 |
| Prior Transfer Doc | 0007163158 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 6 STEPPING STONE LN, FLAT ROCK, NC 28731-6723 |
| Document Number | 0033270459 |
| Instrument Date | Apr 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 6 STEPPING STONE LN FLAT ROCK NC 287316723, FLAT ROCK, NC 28731-6723 |
| Document Number | 0033270459 |
|---|---|
| Date | Apr 29, 2019 |
| Book Page | 003327/000459 |
| Instrument | 902542 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Jan 31, 2018 |
| Property Address | 6 STEPPING STONE LN, FLAT ROCK, NC 28731-6723 |
| Document Number | 0031580716 |
| Book / Page | 003158 / 000716 |
| Instrument Date | Jan 16, 2018 |
| Instrument | 877971 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 6 STEPPING STONE LN FLAT ROCK NC 287316723, FLAT ROCK, NC 28731-6723 |
The 2025 property tax bill for 6 Stepping Stone Ln was $2,171.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Flat Rock Village |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $503,900 (-) Land $60,000 Building $443,900 | ||
| 2025 | $2,171.00 | $503,900 Land $60,000 Building $443,900 | |
| 2023 | $503,900 Land $60,000 Building $443,900 | $503,900 Land $60,000 Building $443,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6 Stepping Stone Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 5 (2024–2025) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6 Stepping Stone Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
May also be available: AT&T, Verizon.
5G (outdoors only) and 4G LTE
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