6 Stephen Dr, Halfmoon (Clifton Park), NY 12065 Property Records

Saratoga County and Halfmoon Town property record for 6 Stephen Dr, Halfmoon, NY 12065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,964 sqft · built 1968
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Sep 2021)
Tax Bill	$4,863 (2025)
Deeds & Mortgages	Sep 2021 Refinance May 2017 Line of Credit
APN	`413800 278.6-1-14`

Property Details

APN / Parcel Number

Primary APN	`413800 278.6-1-14`
Alternative APNs	`380027800600010140000000` `5 J00326`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,964 sqft Living Area
1st Floor Area	1,139 sqft
Basement Area	825 sqft
Finished Basement	825 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	170 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5 J00326
Street Address	6 STEPHEN DR
City	HALFMOON
State	NY
Zip	12065-5525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	HOUSE/LOT #84
Legal Block	1
Legal Lot Number	14.000
Jurisdiction	SARATOGA NY
Township / Civil Division	HALFMOON
Census Block Group	1
Census Block	1013
Census Tract	62410

Owner

Source: Saratoga County and Halfmoon Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6 STEPHEN DR, HALFMOON, NY 12065-5525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TRUSTCO BANK
May 23, 2017	Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2021 · Amount on Record
Deed Sale	Sep 30, 2021 · Amount on Record
Prior Sale	Oct 17, 2002 · Amount on Record
Deed Document Number	202135293
Prior Transfer Date	Dec 18, 2015
Prior Transfer Doc	0000017134
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	6 STEPHEN DR, HALFMOON, NY 12065-5525
Transaction Type	Mortgage
Record Updated	Oct 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021035294
Date	Sep 30, 2021
Instrument	2021035294

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	6 STEPHEN DR, HALFMOON, NY 12065-5525
Document Number	0000017969
Instrument Date	May 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 STEPHEN DR HALFMOON NY 120655525, HALFMOON, NY 12065-5525

Mortgage

Document Number	0000017969
Date	Jun 12, 2017
Instrument	17969

Lender

Name	CAPITAL COMMUNICATIONS FCU
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 11, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Saratoga County and Halfmoon Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Halfmoon Town
Unified School District	Shenendehowa Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,863.00	$120,600 (-) Land $22,500 Building $98,100	$323,758 (+14.09%) Land $60,403 Building $263,355
2023		$120,600 Land $22,500 Building $98,100	$283,765 Land $52,941 Building $230,824

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HALFMOON WATER DISTRICT (TROY) serves 15,000 people · EPA ID NY4519111
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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