6 Spruce St, Garnerville, NY 10923 Property Records

Rockland County and Haverstraw Town property record for 6 Spruce St, Garnerville, NY 10923

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,972 sqft · built 1971
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on File
Last Sale$417,000 (Dec 2006)
Tax Bill$23,804 (2024)
Flood ZoneZone X (minimal risk)
APN392289 20.14-4-92

Property Details

APN / Parcel Number

Primary APN392289 20.14-4-92
Alternative APNs
  • 392289-020-014-0004-092-000-000
  • 228902001400040920000000
  • 0009963

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area1,972 sqft Living Area
1st Floor Area1,212 sqft
Basement Area760 sqft
Finished Basement760 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleRaised Ranch
Exterior MaterialComposition/Composite
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions150 ft deep x 89 ft wide
View / LotSuburban
PorchOpen Porch
Porch Area180 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0009963
Street Address6 SPRUCE ST
CityGARNERVILLE
StateNY
Zip10923-1018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code915
Legal Description49.-5-20
Legal SubdivisionCHAPEL HILL HOMES SECTION II
Legal Block4
Legal Lot Number92.0
JurisdictionROCKLAND NY
Township / Civil DivisionHAVERSTRAW
Census Block Group1
Census Block1003
Census Tract10501

Owner

Source: Rockland County and Haverstraw Town records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address6 SPRUCE ST, GARNERVILLE, NY 10923-1018
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 26, 2006 · Amount on File
Deed SaleDec 26, 2006 · Amount on File
Prior SaleDec 26, 2006 · Amount on File
Last Transfer DateMar 29, 2024
Transfer Doc0000012371
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionHaverstraw Town
Unified School DistrictHaverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$23,804.00 Homeowner's exemption$300,400 (-) Land $113,700 Building $186,700$515,600 (+5.2%)
2023$300,400 Land $113,700 Building $186,700$490,129 Land $185,512 Building $304,617

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims9 (1979–1999)
Claims Outside the SFHA2 of 9
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
980 / 880
Optimum
Cable · Fiber in parts of the area
940 / 35

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