6 Spruce Ln, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 6 Spruce Ln, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,976 sqft · built 2017
Lot Size	2.52 acres (109,771 sqft)
Owner	2 Individual Names on Record
Last Sale	$660,000 (Jan 2018)
Tax Bill	$9,235 (2026)
Deeds & Mortgages	Sep 2017 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:20 B:61 L:11`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:20 B:61 L:11`
Alternative APNs	`M:0020 B:0061 L:0011` `206111`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,976 sqft Living Area
Gross Area	7,091 sqft
Basement Area	1,030 sqft
Unfinished Basement	1,030 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	109,771 sqft (2.52 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	206111
Street Address	6 SPRUCE LN
City	DRACUT
State	MA
Zip	01826-1717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	61
Legal Lot Number	11
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	2
Census Block	2004
Census Tract	314302

Owner

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 SPRUCE LN, DRACUT, MA 01826-1717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2017	Deed of Trust, Mortgage ENTERPRISE BANK & TRUST CO
Jan 24, 2018	Quit Claim Deed, Transfer · Conventional Mortgage MARK A SAAB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2018 · Amount on Record
Deed Sale	Jan 24, 2018 · Amount on Record
Prior Sale	Dec 29, 2016
Deed Book / Page	31821 / 159
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	6 SPRUCE LN, DRACUT, MA 01826-1717
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31467-23
Date	Sep 14, 2017
Book Page	31467/23
Instrument	40797

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Jan 24, 2018
Property Address	6 SPRUCE LN, DRACUT, MA 01826-1717
Document Number	31821-159
Book / Page	031821 / 000159
Instrument Date	Jan 24, 2018
Instrument	3342
Transaction Type	Transfer
Record Updated	Feb 13, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,009.60
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6 SPRUCE LN DRACUT MA 01826, DRACUT, MA 01826

Mortgage

Document Number	31821-162
Date	Jan 24, 2018
Book Page	031821/000162
Instrument	3343

Lender

Name	MARK A SAAB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 23, 2038

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,235.00 (+0.29%)	$955,000 (+4.96%) Land $290,600 Building $664,400	$925,015 (-)
2025	$9,208.00 (+1.9%)	$909,900 (+5.23%) Land $266,900 Building $643,000	$925,015 (+5.56%)
2024	$9,036.00 (+2.34%)	$864,700 (+13.42%) Land $254,300 Building $610,400	$876,280
2023	$8,829.00	$762,400 Land $221,400 Building $541,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2001–2006)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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