6 Spruce Ct, Hamilton (Trenton), NJ 08610 Property Records

Mercer County and Hamilton Township property record for 6 Spruce Ct, Hamilton, NJ 08610

Property Summary

Property Type	Single Family Home
Details	1,298 sqft · built 1976
Lot Size	0.115 acres (5,018 sqft)
Owner	2 Individual Names on File
Last Sale	$127,000 (Aug 1999)
Tax Bill	$7,861 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-02494-0000-00059`

Property Details

APN / Parcel Number

Primary APN	`03-02494-0000-00059`
Alternative APNs	`0300310000000066` `030249400059`

Interior

Stories	1 Story
Building Area	1,298 sqft Living Area
1st Floor Area	1,298 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Frame
Lot Area	5,018 sqft (0.115 acres)
Lot Dimensions	114 ft deep x 44 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	0300310000000066
Street Address	6 SPRUCE CT
City	TRENTON
State	NJ
Zip	08610-2245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	08779-F35
Legal Block	2494
Legal Lot Number	59
Jurisdiction	MERCER NJ
Township / Civil Division	HAMILTON
Census Block Group	3
Census Block	3028
Census Tract	2702

Owner

6 Spruce Ct is owned and occupied by two individuals who bought it in August 1999.

Source: Mercer County and Hamilton Township records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6 SPRUCE CT, TRENTON, NJ 08610-2245
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 1999 · Amount on File
Deed Sale	Aug 24, 1999 · Amount on File
Deed Book / Page	3656 / 170
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Recording Date	Apr 2, 2026
Property Address	6 SPRUCE CT, TRENTON, NJ 08610-2245
Document Number	0000014425
Book / Page	12038 / 1805
Instrument Date	Mar 26, 2026
Instrument	202614425
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 SPRUCE CT, TRENTON, NJ 08610-2245

Mortgage

Document Number	0000014425,
Date	Apr 2, 2026
Book Page	12038/1805
Instrument	202614425

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	6 SPRUCE CT, HAMILTON, NJ 08610-2245
Transaction Type	Mortgage
Record Updated	Sep 5, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 SPRUCE CT, HAMILTON, NJ 08610-2245

Mortgage

Document Number	0000029082
Date	Aug 23, 2023
Book Page	11827/1870
Instrument	2023029082

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 6 Spruce Ct was $7,861, up 5.2% from the year before.

Source: Mercer County and Hamilton Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Hamilton Township
Unified School District	Hamilton Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,000 (-) Land $64,700 Building $147,300	$212,000 (-) Land $64,700 Building $147,300
2025	$7,861.00 (+5.22%)	$212,000 Land $64,700 Building $147,300	$212,000 Land $64,700 Building $147,300
2024	$7,471.00
2023		$212,000 Land $64,700 Building $147,300	$212,000 Land $64,700 Building $147,300
2022	$6,892.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Spruce Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1996)
Most Recent Claim	Jun 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Spruce Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019
Monitoring and Reporting	36 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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