6 Spring Branch Rd, Nancy, KY 42544 Property Records

Russell County property record for 6 Spring Branch Rd, Nancy, KY 42544 · Last verified July 2026

Property Summary

Property Type	Farm - Irrigated or Dry
Lot Size	20.1 acres (876,863 sqft)
Owner	Individual Name on File
Last Sale	$13,000 (Apr 2025)
Tax Bill	$1,263 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2025 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`077-00-00-009.00`

Property Details

APN / Parcel Number

Primary APN	`077-00-00-009.00`
Alternative APN	`16766901`

Exterior

Lot Area	876,863 sqft (20.1 acres)
Terrain	Rolling

Location & Zoning

Account Number	16766901
Street Address	BEN ROY RD
City	NANCY
State	KY
Zip	42544
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	77-09 (43.3 ACRES)
Legal Subdivision	SPRING BRANCH HOLLOW SUBDIVISION
Jurisdiction	RUSSELL KY
Township / Civil Division	ELI
Census Block Group	4
Census Block	4002
Census Tract	960400

Owner

Source: Russell County records · APN 077-00-00-009.00

Assessment roll updated November 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4234 RARE EARTH DR, KNOXVILLE, TN 37938-2981
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION
May 16, 2025	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY TRUST BANK INC
Mar 02, 2023	Warranty Deed, Transfer MILLENIA TITLE LLC, MILLENIAL TITLE LLC
Mar 09, 2021	Warranty Deed, Transfer LAND TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 15, 2025 · Amount on Record
Deed Sale	Apr 15, 2025 · Amount on Record
Prior Sale	Jun 08, 2023 · Amount on Record
Deed Document Number	2025772624
Deed Book / Page	392 / 552
Prior Transfer Date	Nov 17, 2005
Prior Transfer Doc	DEED241/267
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSSELL KY
Recording Date	Jul 13, 2026
Property Address	BEN ROY RD, NANCY, KY 42544
Document Number	0000778623
Book / Page	505 / 355
Instrument Date	Jul 02, 2026
Instrument	2026778623
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	BESTITLE AGENCY INC, BESTITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1135 CANNONBALL RD, SOMERSET, KY 42501-6542

Mortgage

Document Number	0000778623,
Date	Jul 13, 2026
Book Page	505/355
Instrument	2026778623

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2041

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSSELL KY
Property Address	BEN ROY RD, NANCY, KY 42544
Transaction Type	Mortgage
Record Updated	Nov 04, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000490/328
Date	May 16, 2025
Book Page	490/328
Instrument	773023

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	371 Months
Due	Apr 24, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 24, 2029
Change Frequency	3 Years
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	3-Year TN
Max Rate	11.7%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUSSELL KY
Recording Date	Mar 02, 2023
Property Address	6 SPRING BRANCH RD, NANCY, KY 42544
Document Number	000374/716
Book / Page	374 / 716
Map Reference	CAB 4 SL 1583
Instrument Date	Feb 23, 2023
Instrument	4745807
Transaction Type	Transfer
Record Updated	May 16, 2023
Title Company	MILLENIA TITLE LLC, MILLENIAL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$12.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37 INDIAN CREEK CHURCH RD, WHITLEY CITY, KY 42653-3013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	778 HIDDEN LOOP DR, SOMERSET, KY 42503-9612

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUSSELL KY
Recording Date	Mar 09, 2021
Property Address	6 SPRING BRANCH RD, NANCY, KY 42544
Document Number	DEED356/109
Book / Page	DEED 356 / 109
Instrument Date	Mar 02, 2021
Instrument	1016883
Transaction Type	Transfer
Record Updated	Mar 07, 2023
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$188.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5121 MAPLE GROVE DR, SOMERSET, KY 42501-4232

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 INDIAN CREEK CHURCH RD, WHITLEY CITY, KY 42653-3013

Tax Assessment & Valuation

Source: Russell County records · Assessment roll updated November 4, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Russell County
Unified School District	Russell County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,263.00 (-21.55%)	$136,200 (-18.05%)	$136,200 (-18.05%)
2023	$1,610.00	$166,200	$166,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Russell County (21207C), updated August 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 68% of Kentucky
Wildfire Likelihood	About 1 in 2,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Duo County Telephone Cooperative	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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