6 Scott Dr, Lincoln, RI 02865 Property Records

Cumberland Town property record for 6 Scott Dr, Lincoln, RI 02865

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,535 sqft · built 2022
Lot Size	1.44 acres (62,770 sqft)
Owner	Individual Name on File
Tax Bill	$15,234 (2025)
Deeds & Mortgages	Nov 2021 Refinance Jun 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`4-12279-04`

Property Details

APN / Parcel Number

Primary APN	`4-12279-04`
Alternative APN	`LINC M:26 L:295.0 U`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,535 sqft Living Area
Gross Area	7,292 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	62,770 sqft (1.44 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4-12279-04
Street Address	6 SCOTT DR
City	LINCOLN
State	RI
Zip	02865-4554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	295.0
Jurisdiction	LINCOLN RI
Township / Civil Division	LINCOLN
Census Block Group	5
Census Block	5040
Census Tract	11600

Owner

6 Scott Dr is owned and occupied by an individual.

Source: Cumberland Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	6 SCOTT DR, LINCOLN, RI 02865-4554
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BAYCOAST MORTGAGE COMPANY
Jun 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BAYCOAST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	6 SCOTT DR, LINCOLN, RI 02865-4554
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002387-17
Date	Nov 15, 2021
Book Page	2387/17
Instrument	20210000005476

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Dec 1, 2052

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	6 SCOTT DR, LINCOLN, RI 02865-4554
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002429-17
Date	Jun 1, 2022
Book Page	2429/17
Instrument	20220000001982

Lender

Name	BAYCOAST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 6 Scott Dr was $15,234.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,234.00	$1,126,800 Land $318,300 Building $808,500	$1,142,371
2023	$11,139.00	$675,500 Land $303,000 Building $372,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Scott Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Scott Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Scott Dr

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