6 Schrade Rd, Carmel, NY 10512 Property Records

Putnam County and Kent Town property record for 6 Schrade Rd, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,550 sqft · built 1960
Lot Size	1.97 acres (85,813 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Aug 2022)
Tax Bill	$15,483 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`372200 11.15-1-29`

Property Details

APN / Parcel Number

Primary APN	`372200 11.15-1-29`
Alternative APNs	`220001101500010290000000` `142803`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,550 sqft Living Area
Gross Area	3,354 sqft
1st Floor Area	1,650 sqft
2nd Floor Area	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	85,813 sqft (1.97 acres)
Lot Width	418 ft Width
View / Lot	Waterfront
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	1,272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	142803
Street Address	6 SCHRADE RD
City	CARMEL
State	NY
Zip	10512-3063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Block	1
Legal Lot Number	29.00
Jurisdiction	PUTNAM NY
Township / Civil Division	KENT
Census Block Group	1
Census Block	1015
Census Tract	10500

Owner

Source: Putnam County and Kent Town records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6 SCHRADE RD, CARMEL, NY 10512-3063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · FHA Mortgage SIMPLE TITLE, SIMPLIFILE
Jan 5, 2024	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
Aug 2, 2022	Bargain and Sale Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2022 · Amount on Record
Deed Sale	Aug 2, 2022 · Amount on Record
Deed Document Number	20227047
Deed Book / Page	2283 / 1
Prior Transfer Date	Jul 22, 2011
Prior Transfer Doc	0001501389
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Recording Date	Jul 27, 2026
Property Address	6 SCHRADE RD, CARMEL, NY 10512-3063
Document Number	0000004697
Book / Page	8131 / 183
Instrument Date	Jul 1, 2026
Instrument	20264697
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 SCHRADE RD, CARMEL, NY 10512-3063

Mortgage

Document Number	0000004697,
Date	Jul 27, 2026
Book Page	8131/183
Instrument	20264697

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	311 Months
Due	Jun 1, 2052

Interest

Rate	6.48%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	6 SCHRADE RD, CARMEL, NY 10512-3063
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078420334
Date	Jan 5, 2024
Book Page	7842/334
Instrument	121-2024

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Jun 1, 2052

August 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Aug 2, 2022
Property Address	6 SCHRADE RD, CARMEL, NY 10512-3063
Document Number	0022830001
Book / Page	2283 / 1
Instrument Date	May 24, 2022
Instrument	7047-2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 SCHRADE RD, 6, CARMEL, NY 10512-3063

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6 SCHRADE RD, KENT LAKES, NY 10512-3063

Mortgage

Document Number	0076860005
Date	Aug 2, 2022
Book Page	7686/5
Instrument	7048-2022

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Putnam County and Kent Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Kent Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$580,000 (+56.76%) Land $119,300 Building $460,700	$580,000 (+7.85%) Land $119,300 Building $460,700
2024	$15,483.00	$370,000 (+4.05%) Land $45,000 Building $325,000	$537,791 (+4.05%)
2023		$355,600 (-) Land $37,500 Building $318,100	$516,860 (+21.66%) Land $54,506 Building $462,354
2022		$355,600 Land $37,500 Building $318,100	$424,851 Land $44,803 Building $380,048

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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