6 School St, Vernon, NY 13476 Property Records

Oneida County and Vernon Town property record for 6 School St, Vernon, NY 13476

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1830
Lot Size	0.297 acres (12,960 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (Aug 2022)
Tax Bill	$3,576 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`306003 323.016-2-26`

Property Details

APN / Parcel Number

Primary APN	`306003 323.016-2-26`
Alternative APNs	`600332301600020260000000` `016920`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	972 sqft
Upper Floors Area	276 sqft

Exterior

Year Built	Built 1830
Effective Year Built	Effective 1830
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	12,960 sqft (0.297 acres)
Lot Dimensions	216 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	368 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	016920
Street Address	6 SCHOOL ST
City	VERNON
State	NY
Zip	13476-7703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	HOUSE & GARAGE
Legal Block	2
Legal Lot Number	26.000
Jurisdiction	ONEIDA NY
Township / Civil Division	VERNON
Census Block Group	2
Census Block	2009
Census Tract	24900

Owner

6 School St is owned and occupied by an individual who bought it in August 2022.

Source: Oneida County and Vernon Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	6 SCHOOL ST, VERNON, NY 13476-7703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2022 · Amount on File
Deed Sale	Aug 8, 2022 · Amount on File
Prior Sale	Apr 25, 2011 · Amount on File
Deed Document Number	202212586
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ONEIDA NY
Recording Date	Aug 8, 2022
Property Address	6 SCHOOL ST, VERNON, NY 13476
Document Number	0000012586
Instrument Date	Aug 2, 2022
Instrument	2022-012586
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 JUDSON DR, VERNON, NY 13476-4304

Mortgage

Document Number	0000012587
Date	Aug 8, 2022
Instrument	2022-012587

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	May 1, 2032
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 6 School St was $3,576 with a homeowner's exemption, up 13.9% from the year before.

Source: Oneida County and Vernon Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Vernon Town
Municipality	Vernon Village
Unified School District	Sherrill City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,576.00 (+13.89%) Homeowner's exemption
2025	$3,140.00	$67,900 Land $3,000 Building $64,900	$156,092 Land $6,897 Building $149,195
2023		$67,900 (-) Land $3,000 Building $64,900	$142,947 (+9.47%) Land $6,316 Building $136,631
2022	$751.00 Homeowner's exemption	$67,900 Land $3,000 Building $64,900	$130,577 Land $5,769 Building $124,808

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6 School St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 School St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERNON VILLAGE serves 1,155 people · EPA ID NY3202412
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20