6 Santiago Ct, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 6 Santiago Ct, Saint Augustine, FL 32086

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,102 sqft · built 1994
Owner	Individual Name on Record
Last Sale	$159,000 (Jul 2019)
Tax Bill	$1,023 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`184371-0968`

Property Details

APN / Parcel Number

Primary APN	`184371-0968`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,102 sqft Living Area
1st Floor Area	1,102 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994

Location & Zoning

Street Address	6 SANTIAGO CT
City	SAINT AUGUSTINE
State	FL
Zip	32086-7641
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	(OR515/274) CONQUISTADOR CONDO APTS OF ST AUG SHORES BLDG 96 UNIT H
Legal Range	30E
Legal Township	08S
Legal Section	40
Legal Subdivision	CONQUISTADOR PH 2 BLDG 96
Legal Block	96
Legal Lot Number	H
Legal Unit	H
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	2
Census Block	2001
Census Tract	21211

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6 SANTIAGO CT, SAINT AUGUSTINE, FL 32086-7641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 31, 2019	Warranty Deed, Transfer · Second Mortgage (Down Payment) AMERIS BANK
Jul 16, 2018	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2019 · Amount on Record
Deed Sale	Jul 31, 2019 · Amount on Record
Prior Sale	Jul 16, 2018 · Amount on Record
Deed Document Number	201955477
Deed Book / Page	4768 / 1758
Last Transfer Date	Dec 8, 2023
Transfer Doc	0058741501
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Dec 21, 2023
Property Address	6 SANTIAGO CT, SAINT AUGUSTINE, FL 32086-7641
Document Number	0058741501
Book / Page	5874 / 1501
Map Reference	MB 515 PG 274
Instrument Date	Dec 8, 2023
Instrument	2023098730
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 SANTIAGO CT, SAINT AUGUSTINE, FL 32086-7641

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 SANTIAGO CT, SAINT AUGUSTINE, FL 32086-7641

Mortgage

Document Number	0058741503
Date	Dec 21, 2023
Instrument	5874/1503

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 31, 2019
Property Address	6 SANTIAGO CT, SAINT AUGUSTINE, FL 32086-7641
Document Number	0047681758
Book / Page	4768 / 1758
Map Reference	MB 515 PG 274
Instrument Date	Jul 25, 2019
Instrument	2019055477
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,113.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 SANTIAGO CT, 6, SAINT AUGUSTINE, FL 32086-7641

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 CATALONIA CT, SAINT AUGUSTINE, FL 32086-7627

Mortgage

Document Number	0047681761
Date	Jul 31, 2019
Instrument	4768/1761

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2024
Change Frequency	2 Years
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	10.8%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 16, 2018
Property Address	6 SANTIAGO CT, SAINT AUGUSTINE, FL 32086-7641
Document Number	0045801220
Book / Page	4580 / 1220
Map Reference	MB515 PG274
Instrument Date	Jul 10, 2018
Instrument	2018050467
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ACTION TITLE SERVICES OF ST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5101 COASTAL HWY UNIT 3, 3, OCEAN CITY, MD 21842-7211

Mortgage

Document Number	0045801223
Date	Jul 16, 2018
Book Page	4580/1223
Instrument	2018050468

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2033

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,856 Building $117,856	$170,000 Building $170,000
2025	$1,023.00 (+13.29%)
2024	$903.00 (+3.32%)
2023	$874.00 (+3.8%)
2022	$842.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 109 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	109 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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