6 Sandy Cir, Berlin, MD 21811 Property Records

Worcester County property record for 6 Sandy Cir, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,046 sqft · built 1981
Lot Size	0.237 acres (10,321 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Dec 2020)
Tax Bill	$4,306 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`03-090647`

Property Details

APN / Parcel Number

Primary APN	`03-090647`
Alternative APN	`090647`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,046 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,321 sqft (0.237 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	192 sqft
Deck Area	436 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	090647
Street Address	6 SANDY CIR
City	BERLIN
State	MD
Zip	21811-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT W-01-530 10321 SQ FT SANDY CIRCLE PL OCEAN PINES SEC 1
Legal Subdivision	OCEAN PINES
Legal Lot Number	530
Jurisdiction	WORCESTER MD
Township / Civil Division	6, NORTHERN
Census Block Group	1
Census Block	1006
Census Tract	950700

Owner

Source: Worcester County records · APN 03-090647

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3164 FLICKINGER RD, WESTMINSTER, MD 21158-1816
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 22, 2020 · Amount on Record
Deed Sale	Dec 22, 2020 · Amount on Record
Prior Sale	Aug 16, 2013 · Amount on Record
Deed Book / Page	7880 / 499
Prior Transfer Date	Dec 14, 2015
Prior Transfer Doc	0066940196
Record Updated	Sep 20, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Dec 22, 2020
Property Address	6 SANDY CIR, OCEAN PINES, MD 21811-1511
Document Number	0078800499
Book / Page	7880 / 499
Map Reference	MB FWH8 FO 20
Instrument Date	Dec 04, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	DBA REAL ESTATE T&E

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3164 FLICKINGER RD, WESTMINSTER, MD 21158-1816

Mortgage

Document Number	0007880504
Date	Dec 22, 2020
Instrument	7880/504

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$487,300 (+4.44%)	$508,000 (-) Land $181,700 Building $326,300
2025	$4,306.00 (+9.18%)	$466,600 (+13.22%)	$508,000 (+13.93%) Land $181,700 Building $326,300
2023	$3,944.00	$412,133	$445,900 Land $181,700 Building $264,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 4, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 155 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	155 in force
Nearby Flood Claims	26 (1985–2024)
Claims Outside the SFHA	14 of 26
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 540 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OCEAN PINES serves 11,890 people
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.