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6 Saddleback Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 6 Saddleback Ct, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,432 sqft · built 1986
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$205,000 (May 2022)
Tax Bill$2,376 (2025)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNA850004089

Property Details

APN / Parcel Number

Primary APNA850004089
Alternative APN
  • 2-0067-5811-00-0176.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,432 sqft Living Area
Gross Area2,012 sqft
1st Floor Area806 sqft
Basement Area806 sqft
Finished Basement626 sqft
Unfinished Basement180 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleBi-Level
Exterior MaterialCombination
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area72 sqft
Deck AreaDeck Area
Patio Area35 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA850004089
Street Address6 SADDLEBACK CT
CityO FALLON
StateMO
Zip63368-6901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionBAYFIELD #3 LOT 176
Legal SubdivisionBAYFIELD #3
Legal Lot Number176
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group3
Census Block3003
Census Tract311732

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6 SADDLEBACK CT, O FALLON, MO 63368-6901
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 11, 2022 · Amount on Record
Deed SaleMay 11, 2022 · Amount on Record
Prior SaleJan 14, 1999 · Amount on Record
Deed Document Number202227017
Prior Transfer DateDec 17, 1998
Prior Transfer Doc0000003562
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMay 11, 2022
Property Address6 SADDLEBACK CT, O FALLON, MO 63368-6901
Document Number0000027017
Map ReferenceMB 24 PG 26-27
Instrument DateMay 4, 2022
Instrument2022R-027017
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address319 STONEWALL CREEK DR, O FALLON, MO 63368-7592

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 SADDLEBACK CT, O FALLON, MO 63368-6901

Mortgage

Document Number0000027018
DateMay 11, 2022
Instrument2022R-027018
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

Mortgage

Document Number0000027019
DateMay 11, 2022
Instrument2022R-027019
Lender
NameMISSOURI HOUSING DEVELOPMENT COMMISSION
TypeGovernment Agency
AddressKANSAS CITY, MO 64105
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$36,719 (-)$193,257 (-) Building $193,257
2025$2,376.00$36,719 (+6.16%)$193,257 (+6.16%)
2023$34,589
2022$182,049 Land $50,000 Building $132,049

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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