6 Ryan Ct, Towaco, NJ 07082 Property Records

Morris County and Montville Township property record for 6 Ryan Ct, Towaco, NJ 07082

Property Summary

Property TypeSingle Family Home
Details5,864 sqft · built 2009
Lot Size1.07 acres (46,653 sqft)
Owner2 Individual Names on Record
Last Sale$1,350,000 (Aug 2020)
Tax Bill$35,020 (2024)
Deeds & MortgagesSep 2026 Line of Credit
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-00102-0000-00004-12

Property Details

APN / Parcel Number

Primary APN21-00102-0000-00004-12
Alternative APN
  • 21001020000000040012

Interior

Building Area5,864 sqft Living Area

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Lot Area46,653 sqft

Location & Zoning

Street Address6 RYAN CT
CityTOWACO
StateNJ
Zip07082-1358
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR27A
Legal SubdivisionMONTVILLE
Legal Block102
Legal Lot Number4.12
JurisdictionMORRIS NJ
Township / Civil DivisionMONTVILLE
Census Block Group2
Census Block2014
Census Tract40805

Owner

Source: Morris County and Montville Township records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6 RYAN CT, TOWACO, NJ 07082-1358
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2026Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK
Aug 18, 2020Deed, Transfer · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2020 · Amount on Record
Deed SaleAug 18, 2020 · Amount on Record
Prior SaleOct 14, 2009 · Amount on Record
Deed Document Number202054767
Deed Book / Page23847 / 1597
Prior Transfer DateMay 30, 2008
Prior Transfer Doc0211321096
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Recording DateSep 10, 2026
Property Address6 RYAN CT, TOWACO, NJ 07082-1358
Document Number0000041141
Book / Page25172 / 1696
Instrument DateSep 1, 2026
Instrument202641141
Transaction TypeMortgage
Record UpdatedSep 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 RYAN CT, TOWACO, NJ 07082-1358

Mortgage

Document Number0000041141,
DateSep 10, 2026
Book Page25172/1696
Instrument202641141
Lender
NameJPMORGAN CHASE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 9, 2056
Interest
Max Rate-1%

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionMORRIS NJ
Recording DateAug 18, 2020
Property Address6 RYAN CT, TOWACO, NJ 07082-1358
Document Number0238471597
Book / Page23847 / 1597
Instrument DateAug 6, 2020
Instrument2020054767
Transaction TypeTransfer
Record UpdatedNov 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$27,310.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9 DARO CT, 9, MONTVILLE, NJ 07045-9347

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 RYAN CT, TOWACO, NJ 07082-1358

Mortgage

Document Number2020054768
DateAug 18, 2020
Instrument2020054768
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Morris County and Montville Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMorris County
County SubdivisionMontville Township
Unified School DistrictMontville Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,350,400 (+2.92%) Land $428,600 Building $921,800$1,350,400 (+2.92%) Land $428,600 Building $921,800
2025$1,312,100 (-) Land $428,600 Building $883,500$1,312,100 (-) Land $428,600 Building $883,500
2024$35,020.00 (+3.9%)
2023$1,312,100 Land $428,600 Building $883,500$1,312,100 Land $428,600 Building $883,500
2022$33,707.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1999–2021)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTVILLE TWP MUA
serves 22,000 people · EPA ID NJ1421003
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
not recorded as resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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