Kennebec County and Oakland Town property record for 6 Rutter Ave, Oakland, ME 04963
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,406 sqft · built 1900 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $85,000 (Oct 2022) |
| Tax Bill | $1,378 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Feb 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | OAKL M:014 L:082 |
| Primary APN | OAKL M:014 L:082 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,406 sqft Living Area |
| Gross Area | 4,642 sqft |
| 1st Floor Area | 836 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 7,841 sqft (0.18 acres) |
| Heating System | Hot Water |
|---|
| Account Number | 1149 |
|---|---|
| Street Address | 6 RUTTER AVE |
| City | OAKLAND |
| State | ME |
| Zip | 04963-4911 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | DOWNTO |
| Legal Lot Number | 82 |
| Jurisdiction | OAKLAND ME |
| Township / Civil Division | OAKLAND |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 25001 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kennebec County and Oakland Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8 RUTTER AVE, OAKLAND, ME 04963-4911 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage KENNEBEC SAVINGS BANK |
| Feb 26, 2026 | Deed of Trust, Mortgage KENNEBEC SAVINGS BANK |
| Oct 24, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage KENNEBEC SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2022 · Amount on Record |
| Deed Sale | Oct 24, 2022 · Amount on Record |
| Deed Document Number | 202226186 |
| Deed Book / Page | 14612 / 344 |
| Prior Transfer Date | Oct 21, 2022 |
| Prior Transfer Doc | 2022026186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND ME |
| Recording Date | Sep 30, 2026 |
| Property Address | 6 RUTTER AVE, OAKLAND, ME 04963-4911 |
| Document Number | 0000023421 |
| Book / Page | 15877 / 144 |
| Instrument Date | Sep 30, 2026 |
| Instrument | 202623421 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6 RUTTER AVE, OAKLAND, ME 04963-4911 |
| Document Number | 0000023421, |
|---|---|
| Date | Sep 30, 2026 |
| Book Page | 15877/144 |
| Instrument | 202623421 |
| Name | KENNEBEC SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND ME |
| Property Address | 6 RUTTER AVE, OAKLAND, ME 04963-4911 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2026003734 |
|---|---|
| Date | Feb 26, 2026 |
| Book Page | 15648/126 |
| Instrument | 2026003734 |
| Name | KENNEBEC SAVINGS BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 241 Months |
| Due | Mar 1, 2046 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND ME |
| Recording Date | Oct 24, 2022 |
| Property Address | 6 RUTTER AVE, OAKLAND, ME 04963-4911 |
| Document Number | 2022026186 |
| Book / Page | 14612 / 344 |
| Instrument Date | Oct 21, 2022 |
| Instrument | 2022026186 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 NEWHALL ST # 1, 1, FAIRFIELD, ME 04937-1331 |
| Document Number | 2022026187 |
|---|---|
| Date | Oct 24, 2022 |
| Instrument | 2022026187 |
| Name | KENNEBEC SAVINGS BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.63% |
| Type Change Date | Nov 1, 2025 |
| Max Rate At Change | 4% |
| Index | 3-Year CMT |
| Margin | 4 |
Source: Kennebec County and Oakland Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| County Subdivision | Oakland Town |
| Unified School District | Regional School Unit 18 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,378.00 (+6.9%) | $88,200 (-) Land $13,900 Building $74,300 |
| 2024 | $1,289.00 (+13.87%) | $88,200 (+12.21%) Land $13,900 Building $74,300 |
| 2023 | $1,132.00 (+2.07%) | $78,600 (+21.86%) Land $13,900 Building $64,700 |
| 2022 | $1,109.00 | $64,500 Land $12,600 Building $51,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY OAKLAND DIVISION private · serves 2,873 people · EPA ID ME0091190 |
|---|---|
| Water Source | Purchased surface water from KENNEBEC WATER DISTRICT |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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