6 Rustling Pine Trl, Black Mountain, NC 28711 Property Records

Buncombe County property record for 6 Rustling Pine Trl, Black Mountain, NC 28711

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 784 sqft · built 1950
Lot Size	0.33 acres (14,375 sqft)
Owner	Company Name on Record
Last Sale	$390,000 (Mar 2026)
Tax Bill	$1,297 (2025)
Deeds & Mortgages	Mar 2026 Sale Mar 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`710456-2020-202`

Property Details

APN / Parcel Number

Primary APN	`710456-2020-202`
Alternative APNs	`0619-50-7181-00000` `061919507015000` `008238455`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	784 sqft Living Area
1st Floor Area	784 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Porch	Open Porch
Porch Area	144 sqft
Deck Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	710456-2020-202
Street Address	6 RUSTLING PINE TRL
City	BLACK MOUNTAIN
State	NC
Zip	28711-9305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR-2
Legal Description	SUBDIV: ROBERT BACKLUND BLOCK: LOT: SECTION: PLAT: 0117-0175
Legal Subdivision	ROBERT BACKLUND
Legal Block	3
Legal Lot Number	11,12
Jurisdiction	BUNCOMBE NC
Township / Civil Division	BLACK MOUNTAIN
Census Block Group	3
Census Block	3054
Census Tract	3105

Owner

Source: Buncombe County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3925 BRINTON PL, CHARLOTTE, NC 28226-7007
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Warranty Deed, Transfer
Mar 2, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jun 7, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2026 · Amount on Record
Deed Sale	Mar 30, 2026 · Amount on Record
Prior Sale	Mar 2, 2023 · Amount on Record
Deed Book / Page	6578 / 1704
Prior Transfer Date	Jul 30, 2009
Prior Transfer Doc	0047151950
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Mar 30, 2026
Property Address	6 RUSTLING PINE TRL, BLACK MOUNTAIN, NC 28711-9305
Document Number	0065781704
Book / Page	6578 / 1704
Map Reference	MB 21 PG 80
Instrument Date	Mar 25, 2026
Transaction Type	Transfer
Record Updated	Apr 8, 2026

Transaction

Amount	Amount Recorded
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 STARLING PASS, ASHEVILLE, NC 28804-6000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3925 BRINTON PL, CHARLOTTE, NC 28226-7007

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Mar 2, 2023
Property Address	6 RUSTLING PINE TRL, BLACK MOUNTAIN, NC 28711-9305
Document Number	0063000621
Book / Page	6300 / 621
Map Reference	MB 21 PG 80
Instrument Date	Mar 1, 2023
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17 MCMURRAY LN, BLACK MOUNTAIN, NC 28711-8844

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4642 SANTA LUCIA DR, WOODLAND HILLS, CA 91364-4215

Mortgage

Document Number	0006300624
Date	Mar 2, 2023
Instrument	6300/624

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	6 RUSTLING PINE TRL, BLACK MOUNTAIN, NC 28711-9305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059490150
Date	Sep 16, 2020
Book Page	5949/150

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Change Frequency	5 Years
Min Rate At Change	3.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jun 7, 2018
Property Address	6 RUSTLING PINE TRL, BLACK MOUNTAIN, NC 28711-9305
Document Number	0056710179
Book / Page	005671 / 000179
Instrument Date	Jun 4, 2018
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$350.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8 MCMURRAY LN BLACK MOUNTAIN NC 287118844, BLACK MOUNTAIN, NC 28711-8844

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Black Mountain Town
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,297.00 (+3.51%)	$149,500 (-) Land $40,600 Building $108,900	$149,500 (-) Land $40,600 Building $108,900
2024	$1,253.00 (+2.37%)
2023	$1,224.00	$149,500	$149,500 (-) Land $40,600 Building $108,900
2021			$149,500 Land $40,600 Building $108,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BLACK MOUNTAIN serves 11,976 people · EPA ID NC0111020
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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