Worcester County and Sterling Town property record for 6 Rugg Rd, Sterling, MA 01564
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,464 sqft · built 1988 |
| Lot Size | 3.4 acres (148,104 sqft) |
| Owner | Individual Name on File |
| Last Sale | $4,000 (Apr 2004) |
| Tax Bill | $9,824 (2026) |
| Deeds & Mortgages | Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | STER M:00090 L:00018 |
| Primary APN | STER M:00090 L:00018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,464 sqft Living Area |
| Gross Area | 7,710 sqft |
| Basement Area | 1,344 sqft |
| Unfinished Basement | 1,344 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 148,104 sqft (3.4 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 6 RUGG RD |
|---|---|
| City | STERLING |
| State | MA |
| Zip | 01564-1508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RRF |
| Legal Lot Number | 18 |
| Jurisdiction | STERLING MA |
| Township / Civil Division | STERLING |
| Census Block Group | 5 |
| Census Block | 5033 |
| Census Tract | 719100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Sawyer Homestead listed 2000 · 7 contributing resources · NRIS 00001036 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
6 Rugg Rd is owned and occupied by an individual who bought it in April 2004.
Source: Worcester County and Sterling Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6 RUGG RD, STERLING, MA 01564-1508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2004 · Amount on File |
| Deed Sale | Apr 15, 2004 · Amount on File |
| Deed Document Number | 200463399 |
| Deed Book / Page | 33323 / 102 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STERLING MA |
| Property Address | 6 RUGG RD, STERLING, MA 01564-1508 |
| Document Number | 57688-290 |
| Book / Page | 057688 / 000290 |
| Instrument Date | Aug 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2017 |
| Name | Verified Name |
|---|
| Document Number | 57688-290 |
|---|---|
| Date | Sep 5, 2017 |
| Book Page | 057688/000290 |
| Instrument | 97601 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 4, 2037 |
The 2026 property tax bill for 6 Rugg Rd was $9,824, up 2.5% from the year before.
Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Sterling Town |
| Unified School District | Wachusett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,824.00 (+2.49%) | $782,800 (+5.19%) Land $187,200 Building $595,600 | $707,889 |
| 2025 | $9,585.00 (+1.78%) | $744,200 (+5.19%) Land $160,000 Building $584,200 | |
| 2024 | $9,417.00 (+4.73%) | $707,500 (+12.52%) Land $160,000 Building $547,500 | |
| 2023 | $8,992.00 | $628,800 Land $160,900 Building $467,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6 Rugg Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6 Rugg Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STERLING WATER DEPARTMENT serves 6,814 people · EPA ID MA2282000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Feb 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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