6 Rocky Creek Trl, Ormond Beach, FL 32174 Property Records

Volusia County property record for 6 Rocky Creek Trl, Ormond Beach, FL 32174

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,803 sqft · built 1980
Lot Size	0.963 acres (41,943 sqft)
Owner	2 Individual Names on Record
Last Sale	$670,000 (Jan 2026)
Tax Bill	$6,063 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`4220-11-00-2530`

Property Details

APN / Parcel Number

Primary APN	`4220-11-00-2530`
Alternative APNs	`32142011002530` `20143211002530` `3071689.0` `3071689`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,803 sqft Living Area
Gross Area	3,401 sqft
1st Floor Area	2,803 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2019
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,943 sqft (0.963 acres)
View / Lot	Canal Front
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Finished/Open Porch
Porch Area	240 sqft
Patio Area	833 sqft
Shed	1 Shed
Shed Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3071689
Street Address	6 ROCKY CREEK TRL
City	ORMOND BEACH
State	FL
Zip	32174-4963
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 253 THE TRAILS SUB UNIT 9 MB 35 PGS 80-84 INC PER OR 5020 PG 4277 PER OR 5682 PG 1103 PER OR 7143 PGS 4425-4426 PER OR 7551 PGS 1883-1884 PER OR 7551 PG 1885 PER OR 8318 PG 2459 PER OR 8803 PG 0970
Legal Range	32E
Legal Township	14S
Legal Section	20
Legal Subdivision	THE TRAILS SUB
Legal Tract	11
Legal Lot Number	253
Legal Unit	9
Jurisdiction	VOLUSIA FL
Township / Civil Division	ORMOND BEACH
Census Block Group	1
Census Block	1009
Census Tract	80806

Owner

Source: Volusia County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 ROCKY CREEK TRL, ORMOND BEACH, FL 32174-4963
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage MILLENNIAL HOME LENDING INC
Jan 14, 2026	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Oct 4, 2022	Warranty Deed, Transfer · Conventional Mortgage SEACOAST NATIONAL BANK
Oct 4, 2018	Deed of Trust, Mortgage · Line of Credit INTERCOASTAL BANK
May 29, 2018	Warranty Deed, Transfer COLUMBIA TITLE
May 29, 2018	Warranty Deed, Transfer COLUMBIA TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2026 · Amount on Record
Deed Sale	Jan 14, 2026 · Amount on Record
Prior Sale	Oct 4, 2022 · Amount on Record
Deed Document Number	20267779
Deed Book / Page	8803 / 970
Prior Transfer Date	May 30, 1996
Prior Transfer Doc	4110003850
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	6 ROCKY CREEK TRL, ORMOND BEACH, FL 32174-4963
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 ROCKY CREEK TRL, ORMOND BEACH, FL 32174-4963

Mortgage

Document Number	0080181410
Date	Apr 1, 2021
Book Page	8018/1410
Instrument	2021-072849

Lender

Name	MILLENNIAL HOME LENDING INC
Type	Mortgage Company
Address	CHATSWORTH, CA 91311

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jan 14, 2026
Property Address	6 ROCKY CREEK TRL, ORMOND BEACH, FL 32174-4963
Document Number	0088030970
Book / Page	8803 / 970
Map Reference	MB 35 PG 80-84
Instrument Date	Jan 9, 2026
Instrument	2026007779
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	REALTY PRO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,690.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3122 CAMDEN BLUFF RD, FRISCO, TX 75034-4584

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 ROCKY CREEK TRL, ORMOND BEACH, FL 32174-4963

Mortgage

Document Number	0088030973
Date	Jan 14, 2026
Book Page	8803/973
Instrument	2026007780

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	DAYTONA BEACH, FL 32118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Oct 4, 2022
Property Address	6 ROCKY CREEK TRL, ORMOND BEACH, FL 32174-4963
Document Number	0083182459
Book / Page	8318 / 2459
Map Reference	MB 35 PG 80-84
Instrument Date	Sep 27, 2022
Instrument	2022225677
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	WATERSIDE TITLE COMPANY, WATERSIDE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	219 PINE CONE TRL, 219, ORMOND BEACH, FL 32174-4914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 ROCKY CREEK TRL, ORMOND BEACH, FL 32174-4963

Mortgage

Document Number	0083182461
Date	Oct 4, 2022
Instrument	8318/2461

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Oct 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	Other
Max Rate	10.5%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	6 ROCKY CREEK TRL, ORMOND BEACH, FL 32174-4963
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0076061798
Date	Oct 4, 2018
Book Page	7606/1798
Instrument	2018-200910

Lender

Name	INTERCOASTAL BANK
Type	Non-Lending Institution
Address	DAYTONA BEACH, FL 32117

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	May 29, 2018
Property Address	6 ROCKY CREEK TRL, ORMOND BEACH, FL 32174-4963
Document Number	0075511885
Book / Page	007551 / 001885
Instrument Date	May 25, 2018
Instrument	108292
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	COLUMBIA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6 ROCKY CREEK TRL ORMOND BEACH FL 321744963, ORMOND BEACH, FL 32174-4963

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	May 29, 2018
Property Address	6 ROCKY CREEK TRL, ORMOND BEACH, FL 32174-4963
Document Number	0075511883
Book / Page	007551 / 001883
Instrument Date	May 23, 2018
Instrument	108291
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	COLUMBIA TITLE

Transaction

Amount	Amount Recorded
Tax	$1,907.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6 ROCKY CREEK TRL ORMOND BEACH FL 321744963, ORMOND BEACH, FL 32174-4963

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$424,149 (+2.7%)	$500,633 (+4.77%) Land $90,000 Building $410,633
2025	$6,063.00 (+6.72%) Homeowner's exemption	$412,999 (+5.99%)	$477,850 (+3.88%) Land $90,000 Building $387,850
2023	$5,681.00 (+72.26%) Homeowner's exemption	$389,670 (+60.39%)	$459,997 (+18.82%) Land $90,000 Building $369,997
2022	$3,298.00 Homeowner's exemption	$242,944	$387,141 Land $70,000 Building $317,141

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 71 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	75 (1991–2024)
Claims Outside the SFHA	29 of 75
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 14 claims Hurricane Ian, Sep 2022 · 10 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORMOND BEACH serves 59,744 people · EPA ID FL3640963
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

Nearby Properties on Rocky Creek Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures