6 Riverside Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 6 Riverside Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,498 sqft · built 1985
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Feb 2022)
Tax Bill	$2,228 (2025)
Deeds & Mortgages	Jan 2005 Line of Credit Dec 2005 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18A 6 243`

Property Details

APN / Parcel Number

Primary APN	`18A 6 243`
Alternative APN	`9635`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,498 sqft Living Area
Gross Area	3,518 sqft
1st Floor Area	1,498 sqft
Basement Area	936 sqft
Finished Basement	936 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1996
Exterior Material	Logs
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Terrain	Rolling
View / Lot	Corner
Porch	Porch
Porch Area	504 sqft
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9635
Street Address	6 RIVERSIDE DR
City	PALMYRA
State	VA
Zip	22963-2021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 220000406 RIVERSIDE-6 LOT 243 15,000 SF
Legal Subdivision	RIVERSIDE
Legal Block	24
Legal Lot Number	243
Jurisdiction	FLUVANNA VA
Township / Civil Division	PALMYRA
Census Block Group	4
Census Block	4002
Census Tract	20101

Owner

6 Riverside Dr is owned and occupied by an individual who bought it in February 2022.

Source: Fluvanna County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	6 RIVERSIDE DR, PALMYRA, VA 22963-2021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2005	Deed of Trust, Mortgage · Line of Credit COUNTRYWIDE HOME LOANS INC
Dec 13, 2005	Deed of Trust, Mortgage · Line of Credit COUNTRYWIDE HOME LOANS INC
Feb 2, 2022	Deed, Transfer · VA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2022 · Amount on File
Deed Sale	Feb 2, 2022 · Amount on File
Prior Sale	Jun 7, 2005 · Amount on File
Deed Document Number	2022406
Record Updated	Oct 29, 2026

January 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	6 RIVERSIDE DR, PALMYRA, VA 22963-2021
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000615/521
Date	Jan 19, 2005
Book Page	615/521
Instrument	0355

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution
Address	VAN NUYS, CA 91410

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	6 RIVERSIDE DR, PALMYRA, VA 22963-2021
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000663/858
Date	Dec 13, 2005
Book Page	663/858
Instrument	8399

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Feb 2, 2022
Property Address	6 RIVERSIDE DR, PALMYRA, VA 22963-2021
Document Number	0220000406
Map Reference	DB 83 PG 226
Instrument Date	Jan 28, 2022
Instrument	220000406
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 RIVERSIDE DR, PALMYRA, VA 22963-2021

Mortgage

Document Number	0220000407
Date	Feb 2, 2022
Instrument	220000407

Lender

Name	PRIMELENDING

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6 Riverside Dr was $2,228.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,100 (-) Land $30,000 Building $265,100	$295,100 (-) Land $30,000 Building $265,100
2025	$2,228.00	$295,100 Land $30,000 Building $265,100	$295,100 Land $30,000 Building $265,100
2023		$233,500 Land $30,000 Building $203,500	$233,500 Land $30,000 Building $203,500
2022	$1,970.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Riverside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Riverside Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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