St. Charles County property record for 6 Ringway Ct, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,497 sqft · built 1993 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $307,000 (Aug 2018) |
| Tax Bill | $4,665 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Aug 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A946000088 |
| Primary APN | A946000088 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,497 sqft Living Area |
| Gross Area | 4,174 sqft |
| 1st Floor Area | 1,309 sqft |
| Basement Area | 1,188 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 489 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | Deck Area |
| Patio Area | 164 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A946000088 |
|---|---|
| Street Address | 6 RINGWAY CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-3025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OXFORD EST LOT 288 |
| Legal Subdivision | OXFORD EST |
| Legal Lot Number | 288 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 311212 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6 RINGWAY CT, SAINT CHARLES, MO 63303-3025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2020 | Deed of Trust, Mortgage FLAT BR MTG |
| Aug 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| May 30, 2017 | Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2018 · Amount on Record |
| Deed Sale | Aug 20, 2018 · Amount on Record |
| Prior Sale | May 30, 2017 · Amount on Record |
| Deed Document Number | 2018473400 |
| Deed Book / Page | 6964 / 2371 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 6 RINGWAY CT, SAINT CHARLES, MO 63303-3025 |
| Document Number | 0000072708 |
| Instrument Date | Sep 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2020 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6 RINGWAY CT ST CHARLES MO 633033025, ST CHARLES, MO 63303-3025 |
| Document Number | 0000072708 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 72708 |
| Name | FLAT BR MTG |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 28, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 20, 2018 |
| Property Address | 6 RINGWAY CT, SAINT CHARLES, MO 63303-3025 |
| Document Number | 0069642371 |
| Book / Page | 6964 / 2371 |
| Map Reference | MB 31 PG 148 |
| Instrument Date | Aug 17, 2018 |
| Instrument | 20180820000473400 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1400 JENWICK CT, 1400, CHESTERFIELD, MO 63005-4480 |
| Name | Verified Name |
|---|---|
| Address | 6 RINGWAY CT, SAINT CHARLES, MO 63303-3025 |
| Document Number | 20180820000473410 |
|---|---|
| Date | Aug 20, 2018 |
| Instrument | 20180820000473410 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 30, 2017 |
| Property Address | 6 RINGWAY CT, SAINT CHARLES, MO 63303-3025 |
| Document Number | 0067500470 |
| Book / Page | 6750 / 0470 |
| Map Reference | MB 31 PG 148 |
| Instrument Date | May 25, 2017 |
| Instrument | 20170526000325780 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | CONTINENTAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 536 CROWN PASSAGE DR, 536, SAINT CHARLES, MO 63303-6294 |
| Name | Verified Name |
|---|---|
| Address | 6 RINGWAY CT, SAINT CHARLES, MO 63303-3025 |
| Document Number | 20170526000325790 |
|---|---|
| Date | May 30, 2017 |
| Instrument | 20170526000325790 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $74,641 (-) | $392,847 (-) Land $65,000 Building $327,847 | |
| 2025 | $4,665.00 | $74,641 (+10.08%) | $392,847 (+10.08%) Land $65,000 Building $327,847 |
| 2023 | $67,808 | ||
| 2022 | $356,885 Land $55,000 Building $301,885 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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