6 Ridgefield Ct, Algonquin, IL 60102 Property Records

Kane County property record for 6 Ridgefield Ct, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,377 sqft · built 1995
Lot Size	0.463 acres (20,176 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Nov 2015)
Tax Bill	$10,738 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-05-280-005`

Property Details

APN / Parcel Number

Primary APN	`03-05-280-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,377 sqft Living Area
Gross Area	4,129 sqft
1st Floor Area	1,653 sqft
Basement Area	1,312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Contemporary
Lot Area	20,176 sqft (0.463 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	6 RIDGEFIELD CT
City	ALGONQUIN
State	IL
Zip	60102-5125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOUGHBY FARMS ; LOT 83 UNIT 19 SUBDIVISION: WILLOUGHBY FARMS RANGE CODE: 8 E TWSHP 42N
Legal Subdivision	WILLOUGHBY FARMS
Legal Block	4
Legal Lot Number	83
Legal Unit	19
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	4
Census Block	4016
Census Tract	850106

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 RIDGEFIELD CT, ALGONQUIN, IL 60102-5125
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jun 25, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOFI LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2015 · Amount on Record
Deed Sale	Nov 16, 2015 · Amount on Record
Prior Sale	Dec 24, 2013 · Amount on Record
Deed Document Number	201561761
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	6 RIDGEFIELD CT, ALGONQUIN, IL 60102-5125
Transaction Type	Mortgage
Record Updated	Jul 14, 2023
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022210
Date	Jul 5, 2023
Instrument	2023K022210

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2038

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	6 RIDGEFIELD CT, ALGONQUIN, IL 60102-5125
Transaction Type	Mortgage
Record Updated	Oct 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076532
Date	Oct 8, 2021
Instrument	2021K076532

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	6 RIDGEFIELD CT, ALGONQUIN, IL 60102-5125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033648
Date	Jun 25, 2020
Instrument	2020K033648

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 25, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	4 Years

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	6 RIDGEFIELD CT, ALGONQUIN, IL 60102-5125
Document Number	0000015730
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6 RIDGEFIELD CT ALGONQUIN IL 601025125, ALGONQUIN, IL 60102-5125

Mortgage

Document Number	0000015730
Date	Mar 30, 2020
Instrument	15730

Lender

Name	SOFI LNDG
Address	COTTONWOOD HEIGHTS, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2050

Interest

Rate	3.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,738.00 (+19.75%) Homeowner's exemption	$156,330 (+9.42%) Land $28,988 Building $127,342	$469,178 (+9.42%) Land $86,999 Building $382,179
2024		$142,871 (+24.4%) Land $26,492 Building $116,379	$428,785 (+24.45%) Land $79,508 Building $349,277
2022	$8,967.00 (+3.14%) Homeowner's exemption	$114,852 (+5.91%) Land $23,837 Building $91,015	$344,556 (+5.91%) Land $71,511 Building $273,045
2021	$8,694.00 Homeowner's exemption	$108,443 Land $22,507 Building $85,936	$325,329 Land $67,521 Building $257,808

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Ridgefield Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures