6 Ricci Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 6 Ricci Rd, Westerly, RI 02891

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 2 ba · 2,280 sqft · built 2019
Lot Size	0.125 acres (5,440 sqft)
Owner	Company Name on Record
Tax Bill	$8,614 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`WEST M:143 B:32`

Property Details

APN / Parcel Number

Primary APN	`WEST M:143 B:32`
Alternative APNs	`M:143 B:32 L` `16027325`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,280 sqft Living Area
Gross Area	3,910 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,440 sqft (0.125 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	16027325
Street Address	6 RICCI RD
City	WESTERLY
State	RI
Zip	02891-4420
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Block	32
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2034
Census Tract	51000

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6 RICCI RD, WESTERLY, RI 02891-4420
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Deed of Trust, Mortgage · Line of Credit WASHINGTON TR CO
Aug 10, 2020	Deed of Trust, Mortgage WASHINGTON TR MTG
Dec 20, 2019	Deed of Trust, Mortgage WASHINGTON TR MTG

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	6 RICCI RD, WESTERLY, RI 02891-4420
Document Number	2020-7451
Instrument Date	Aug 10, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 RICCI RD WESTERLY RI 028914420, WESTERLY, RI 02891-4420

Mortgage

Document Number	2020-7451
Date	Aug 28, 2020
Book Page	002020/017451
Instrument	4020

Lender

Name	WASHINGTON TR CO

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2050

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	6 RICCI RD, WESTERLY, RI 02891-4420
Document Number	2020-7442
Instrument Date	Aug 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 RICCI RD WESTERLY RI 028914420, WESTERLY, RI 02891-4420

Mortgage

Document Number	2020-7442
Date	Aug 28, 2020
Book Page	002020/017442
Instrument	4019

Lender

Name	WASHINGTON TR MTG
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	6 RICCI RD, WESTERLY, RI 02891-4420
Document Number	2019-2162
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 RICCI RD WESTERLY RI 028914420, WESTERLY, RI 02891-4420

Mortgage

Document Number	2019-2162
Date	Dec 23, 2019
Book Page	002019/022162
Instrument	5553

Lender

Name	WASHINGTON TR MTG
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	384 Months
Due	Dec 22, 2051

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,614.00 (-1.92%)	$1,211,600 (+32.71%) Land $711,100 Building $500,500	$1,113,964
2023	$8,783.00 (+0.63%)	$913,000 (-) Land $507,900 Building $405,100
2022	$8,728.00	$913,000 Land $507,900 Building $405,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 140 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	143 units insured incl. 3 condo units
Nearby Flood Claims	28 (1985–2021)
Claims Outside the SFHA	8 of 28
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 14 claims Severe Storms And Flooding, Apr 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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